AskGuru Q&A Community

Hi,

It depends on how much cash+cpf OA you have on hand now and also the loan attainable. There's not many EC with no resale levy left, may I know which one are you looking at?

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews/
(Client's Testimonials) Read More

Hi,

It would be very much depends on your cash and cpf that you and your family having right now, also, age may be another factor that affecting your loan for next housing.

There are still a few EC that is no resale levy in the market, may I know which area or particular project that you are interested in?
May I have more info in your housing plan so that I could assist better?

Should you have any queries, feel free to contact me at my mobile no. I would gladly be of a service to you.

Shawn Yim
CEA Reg. No: R049796J
Propnex Realty Pte Ltd
HP: 9695 4627 
Email: sean_5832@yahoo.com Read More

Hello,

Pertain to your question on the feasibility , It will depends on few criteria to determine this feasibility and affordability.

1. The estimate sales proceed from your existing 4 room flat in Punggol
2. The current available CPF/Cash
3. Max Loan entitled subject to Mortgage Servicing Ratio and Total Debt Servicing Ratio
4. Other concerns may have

With these, we can advise accordingly and work out the feasibility for you . Throughout the years, we have met several situations and have been assisting clients and HDB owners to upgrade/buy ECs. With this, we hope to help you for start.

Please call me at 81685708  to discuss, thank you. Lets do it

Sunny PHUA
ERA Realty Network Pte Ltd
Mobile : 81685708 
Email: phua.sunny@gmail.com Read More

Hi,

I think it will be better to meet up and discuss how much cash proceed you can get from selling your Punggol flat and what is the loan you can get from bank before commit to purchase the EC.

Regards
Alex
ERA
Hp: 9273 6096  Read More

Hi,
You are in the right move. The 1st step is to work out the financial plan. Please drop me an email for me to assist you to compute the estimated loan quantum and the follow up move.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi,

please contact me and share the following information so I can better assist you:

HDB outstanding loan you still have to repay
CPF information in order to see how much gets returned into your account.
Along with age and other factors I may ask.

I'm familiar with the EC's you request so you're in good hands.

Tim 8809 7677 

have a nice week sir Read More

Dear Buyer,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

Pls provide your contacts detail in order to contact you based upon your stated contents and walk you through the entire process with options.

I am contactable at 92222389  or onassis@sgagent.com / sgrealtor.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | Today’s SG Professional l SGAgent.com & SGRealtor.com
EXPERIENCED. PROACTIVE. SINCERITY. FEEDBACK ACTA (Full); PDCE (Singapore); MSc BIT(Middlesex); BBA (South Australia)

Featured Realtor Services recognition by SGReview.com and SGBride.com

Singapore Line : (+65) 92222389 
Malaysia Line: (+60) 111-0788889
Email: onassis@sgagent.com / sgrealtor.com
Skype: incomecare

Strictly by Appointment for New Launch Genuine Buyers Only - NewLaunchDeals.com

Our Clients' Success Is Our Success
“Clients’ always at ease putting their properties with us”

Our SG Realtor Services Youtube
Commercial - https://www.youtube.com/watch?v=brxduV0p85o
Residential - https://www.youtube.com/watch?v=eoMGp5nmSuI

Singapore Professional Networks “SGProfessional.com”- I pledge myself to maintain honesty and uphold integrity, to pursue my profession and education so that I may provide my clients with outstanding services. Read More