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Hi gurus, me and my husband are SPR with a combined amount of 111k in our OA in CPF.may i know what is the range of hdb prices we could afford and how much in cash should we prepare?thank you in advance
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3 Answers

Hi,
The max purchase budget will depends on the CPF OA, the loan quantum and cash. The financial planning is very important part of the purchase, please drop me an email for me to share more.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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Robbie Chen Chee Howe
Hi Mdm,

Firstly, to be eligible for a resale HDB flat, both you and your husband must be SPR for at least 3 years.

You budget for a flat will be dependent on a few factors (not exclusive):
- your eligible loan amount (derived from your age, income, liabilities etc)
- existing Cash on hand

Do take note that SPR/SPR family will be liable for a 5% ABSD on your first flat purchase. This is on top of the standard BSD that applies for every purchase.

I am experienced and well-versed in HDB resale transactions. I will be able to assist you in your financially calculations and subsequently recommend suitable units for your family. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Hi

If you could text 9620 0827  , I can do an estimated assessment on your affordability and workout a Proforma financial Cashflow for your reference.

Attached is a link for your reference. https://tinyurl.com/y39sn9gp

Regards

Gavin Read More
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