Hi Mdm,
Firstly, to be eligible for a resale HDB flat, both you and your husband must be SPR for at least 3 years.
You budget for a flat will be dependent on a few factors (not exclusive):
- your eligible loan amount (derived from your age, income, liabilities etc)
- existing Cash on hand
Do take note that SPR/SPR family will be liable for a 5% ABSD on your first flat purchase. This is on top of the standard BSD that applies for every purchase.
I am experienced and well-versed in HDB resale transactions. I will be able to assist you in your financially calculations and subsequently recommend suitable units for your family. Please get in touch with me for a more in-depth discussion.
Should you need require further assistance in matters relating to property, please contact me at my mobile
9748 6305
. I will be happy to assess and share with you the possibilities for you in the current market.
Thank you.
Best regards,
Robbie Chen
9748 6305
PropNex Realty
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