Asked by Mr. mohammad fadly abdul hamid
Hi gurus. Im an owner of a resale hdb flat. After 5yrs of paying $732 monthly thru cpf, i still have an outstanding loan of $161k. i made a $60k downpayment and took a grant of $40k for this flat. my question is , if i were to apply for a new Bto which is launch this week and thinking of getting a bank loan . if my application for e Bto is successful 1)when do i need to apply for Letter of offer from a bank and when do i need to pay 5% cash cause i do not have much saving 2)do i need to pay e $40k grant/levy that i took and will hdb take 50% of my sale profit? 3)when do i need to sell my house & how many % do i need to pay e agent for selling my house? Hope to get an answer soon. Thankz
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