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Hi Gurus, Im a single SC and I wanna buy a resale flat. Do I need to register my parents (Dad Work Permit, Mum LTVP) and sister (LTVP) as occupiers? And am I eligible for CPF housing grant, EHG and PHG? If yes, is it calculated based on my own income as buyer or whole family's income? Thank you in advance.
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3 Answers

Hi

You may text 9620 0827  for a casual chat. We can discuss your concerns and share with you the transaction timeline and an estimated financial for your review.

Warmest regards

Gavin Read More
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Hi

Under the singles scheme, single aged 35 years and above are eligible for singles grant of up to $80k depending on your household income. However as both your parent are non Singaporean/SPR, you will not be eligible for PHG grant which will further reduced your maximum eligible grant amount up to $65k depending on your income. The grants you are eligible for will be single grant which is fixed at $25k for 4 room flat and smaller (salary cap of $7k per month) and EHG grant the amount depending on the household income (salary cap of $4.5k per month). The income is calculated as the whole family (household income). I understand your concern on this and have served clients with similar situation as yours. In order to advise you further, do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More
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Hi

To add on to my explanation, you do not need to include your family members as occupiers under the singles schemes. Do contact me at 93375051  for a further discussions on this.

Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More
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