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Hi gurus. Im a singaporean and my wife is on ltvp while my son is a singaporean. Im getting my keys on 2024 and currently self employed. Im afraid i cannot get enough housing loan. What are the solutions in order for hdb to give me a housing loan without forking out any cash? Friends told me to open acra and contribute cpf for myself. But i do not know how much is enough in order for hdb to give me the loan. My wife cannot contribute cpf as she is ltvp so should i just make a payslip for her if i open acra and contribute cpf for myself? Please help. Stress everyday about this
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