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Hi Gurus,

I am 36 and is looking to purchase a resale under single scheme.
Will be married to a foreigner next year, can I purchase the hdb under my own name and after getting married can she purchase her own private using her own name?
Or she needs to have the private before we get married?
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3 Answers

YT Tan (陈永达)
Good morning Daniel,

HDB will usually require you to add your spouse name into the HDB if you own it as a single initially.

Do take note that she will be subject to 20% ABSD as foreigner if she purchase a private before you guys get married.

I do have a plan for both of you to save on tax. Will you be keen to find out more?

And what do you guys have in mind for such proposal above?

Maybe I prefect it further.

Hear from you guys soon!

#staysafe

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Propnex Realty Pte Ltd

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OHMYHOME PTE LTD
Greetings from Ohmyhome!

You can purchase under your own name and under Single scheme when you are 35 or above.

As for your future wife to purchase private property, you have to consider the ABSD she would be required to pay regardless whether you declare your marriage after your purchase.

We are able to assist you on this matter.

For more information, kindly contact us at 68869009  or WhatsApp us at 97551009  .

Richmond Chia
Senior Advisor
Ohmyhome Pte Ltd Read More
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Robbie Chen Chee Howe
Hi Sir,

If your intentions is to own both the HDB and the private, then both purchases will have to be done before both of you get married.

However, if your foreign fiancee were to purchase a private now, she will be liable for ABSD of 20%, unless she's from one of the countries that are under free trade agreement with Singapore.

I actually do have a good suggestion for you, if your objectives is to own one property each after you get married.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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