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If you have a lower cov budget,you should consider units with 'Selling' constraints and limitations. You will have advantage in buying. Engage an agent who can assist and confirm your financial planning. The S&P process needs careful and confident planning in financial and timeline especially with HDB, CPF, bank and lawyer etc.Recently my client bought a condo while 'holding on' to a HDB flat and they need the 'funds' for the condo. Hence, they have to sell their HDB unit. Please check this site www.catherinepang.com Read More