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Hi Guru,

Recently I (above 35 Year's old) submitted an HLE and was rejected due the two concessionary hdb loan. But I have never applied any HDB LOAN Before. The application rejected was from me (main applicant) and my mother (as occupier).

But I was in the ownership of the previous flat owned by my parent because my they are paying monthly by CASH and I decided to clear the remaining of the HDB LOAN applied by them using my CPF OA because I'm already working. Because of this, does HDB counted one time into my HLE?

Info: I have disposed the flat and looking for a resale flat now.
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2 Answers

Taufik Hussein
Replied
Hi

I think I understand your situation. Most likely this is due to your mother being an occupier and HDB takes into account all owners and occupier status when granting HDB loan. You may try to submit an appeal on this. I would be glad to assist you further. Do contact me at 93375051  for a free and non obligatory discussion on this.

Regards
Taufik Hussein
Marketing Director
ERA Realty Network Pte Ltd
CEA Reg No: R061607B
Contact No: 93375051  Read More
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Geryl Lim
Replied
Hi Vaper,

It will be helpful if you are able to call HDB on this matter and see what is the underlying issue. What Taufik has mentioned in his earlier response was a speculation, therefore once you have understood the underlying reason for the rejection, you can then take appropriate actions including to appeal to HDB for another loan.

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
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