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Hi Guru,

Kindly need your advise. I am a married PR and having a house loan in oversea but the ownership of the house belongs to my parent.
1. Am I eligible to buy a resales HDB? and is there any restriction for me to get any bank loan?

Thanks.
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4 Answers

CK Ang
Replied
Hi Mr Mistral,
Yes you are eligible to buy a resale HDB. For the bank loan, there are some required documents and declaration. My banker will be able to assist you. Please drop me an email for me to assist you in details.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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D. Kumar
Replied
Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further on your enquiries in the most detailed and thorough manner.

Do visit my website to view my testimonials/recent awards and gather more info on me: www.kumarrai.com.
Look forward to hearing from you! Have a great day!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com
dkumar@era.com.sg

About Me-
ERA Top achievers 2013/2014

ERA Multi-Million Dollar Club Award

2014 ERA Asia-Pacific Business Conference Elite Award
Preeminent Group

2014 3rd Quarter Top Achievers
(Top 13 Achiever)
2014 August ERA Top Achievers (Top 4 Achiever)
2014 September ERA Top Achievers Read More
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Mike Lim
Replied
Evening Mistral,

As you do not have physical ownership on the property, you will be eligible to purchase resale HDB unit if your spouse is SC or SPR for more than 3 years. In regards to mortgage loan, my banker can provide you with the necessary figures upon getting the required documentation from you.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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YT Tan (陈永达)
Replied
Good morning Mistral,

I will love to assist you with your house purchase in Singapore. As most of my fellow professionals have mentioned, since you don't have any ownership in the overseas property, you are eiglible to purchase a resale HDB if you can form a family nucleus with a SC or SPR.

As for your mortgage, I will ask my banker to advise accordingly.

Hope to hear from you soon! Cheers

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com Read More
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