5 Answers

askguru expert
Hi there,

Thanks for writing to us on AskGuru.

There's no income ceiling limit for resale HDB flats, but it does apply to BTO flats ($14,000 for families, $21,000 for extended/multi-generation family flats and $7,000 for singles).

Hope this answers your question.

Best regards,
Team PropertyGuru Read More


YT Tan (陈永达)
Good evening,

Care to share about your concerns so I will be in a better position to advise you further?

Is it due to HLE? CPF housing grant etc.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
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Mandy Hsieh
Hi there,

There is no income ceiling for buying an HDB resale flat if you are eligible to buy, however, you may wish to note that there are income ceilings for CPF Housing Grants and HDB housing loans. Please contact me at 98589530 for further information.

Mandy 98589530 Read More


Jeremiah Chua
Hi ther, I can roughly understand why you mean by this. Nevertheless, what I normally does for my client will be going through with you to assess officially on your finance eligibility with relevant finance professional. Buying a property is an important decision so, I will go through it together with you step by step basis to ensure you are eligible in accordance to Hdb regulations and safe to proceed before committing to buy. Engaging an expert will solve your worries especially when today property price is rather on the high side. Do let me know if you are in need of any advice, feel free to contact us using the details below.

Best regards,

Jeremiah Chua 蔡岗霖
Senior Associate Marketing Director
PropNex Realty
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Ling CK

1) There is no income ceiling in buying a resale HDB flat.
2) The income ceiling only restrict you from using HDB loan (HLE) and eligibility to grants.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK

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