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Morning Mr Yeo,

For your first marriage, did you purchase any BTO?

Secondly, did you take up any CPF housing grant when you purchase your current resale flat?

As for mortgage, maybe you can try to find out whats the estimated max loan that you can obtain due to your current unemployment on HDB website.

https://services2.hdb.gov.sg/webapp/BP27MaxLoan/BP27PMax1.jsp

Hope it helps!

Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior District Manager
R043025D
ECG Property Pte Ltd
(A Wholly Owned Subsidiary of ECG Group of Companies)
Estate Agent no. L3009759F
Blk 190 Lorong 6 Toa Payoh #05-508 S (310190)

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): yttan.stproperty.com.sg/
(W) www.lovelyhomes.com.sg
(W) www.ecgproperty.com Read More

Morning Jeffrey,

Every SC entity are eligible to purchase BTO unit twice. If you have purchased any of your units, either with housing grant or directly from HDB, you would have used u your first BTO option. Hence to apply for BTO again, you will be conspired as second timer.
As for the amount of loan eligible for both of you, it will definitely be lower as financial institute will only work based on your spouse's income.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More