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Hi experts, would like to ask if I have an existing property in Malaysia (still under bank loan), am I subject to 45% loan limit if I apply for Bank Loan here HDB purchase? I am planning to sell my private property within 6 months after completion of HDB purchase.

Thanks in advance.
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2 Answers

Aaron Chong
Replied
Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead. The max loan amount here in Singapore is still going to be at 75% as long as it is your 1st property housing loan.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Robbie Chen Chee Howe
Replied
Hi,

Overseas properties are not taken into account for LTV. In fact, by purchasing a resale HDB flat, you can also qualify for max 75% loan even if you own multiple properties in Singapore. Bank's max LTV of 75% applies for HDB purchases.

I am experienced and well-versed in both HDB resale and private transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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