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Hi, the HDB loan amount is based on your income mainly and is not affected by your personal loan as much , the loan amount that is stated on the HFE is the amount you can loan, so financing it within that amount will help ensure you can get the loan you need.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

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Landon Chew
97 39 60 40
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Hi, appreciate your sharing. Able to double check with a few bankers. Once the Letter of Offer granted, you are safe to proceed to purchase.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hello,

Thank you for your question about your HDB loan assessment. Here are some important points to consider:

- Your final loan amount can indeed be affected by your self-employment status and personal loan obligations.
- HDB will review your income stability, CPF contributions, and existing liabilities when determining the loan amount.
- To avoid surprises, it's crucial to have a detailed discussion with your HDB officer or financial advisor to understand how these factors influence your loan eligibility.

As a realtor with 10 years of experience, I can assist you in navigating these complexities and help you find a property that fits within your financial limits. Feel free to reach out for personalized assistance.

Thank you.

Family realtor solved 1000+ property problems,
- Mani Subramanian Veeramani
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I would be glad to assist you.
Feel free to contact me at wa.me/6597100155 .
Hope to hear from you soon.
Pei
Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd

https://linktr.ee/peiproperty
https://r011838b.propnex.net Read More

You should check with a bank to work out the range. $400k range is huge. Personally I have not come across such a huge range for loan. Read More

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