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Afternoon Ocean,

Decoupling is only applicable for private property without the need to divorce. However, being married, you will be required to include your spouse as essential occupier with the purchase of HDB. Given so, your spouse will also be required to remove his ownership on the private property within 6 month from the key collection of the HDB unit.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Mrs. Chin,

Unfortunately no as you have to form a family nucleus (include spouse name) to buy a resale hdb. Decoupling is only useful for purchasing another private property under your own name.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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You should consider a small condo instead if you do not have intentions to sell the existing condo away, as the current regulations do not allow you to purchase a HDB under your individual name. There are still a number of projects with affordable quantum available in the market. Would you be keen to look into these options?

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565 /+65-92787772
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Good evening Ocean,

To be eligible to buy a HDB, you will have to form a Family Nucleus meaning you will have to purchase it with your husband.

As such, you won't be eligible to purchase one under solely your name. Perhaps you would like to consider getting a brand new or resale private property instead.

There are many great buys out there. I have 1 bedroom resale condos at $6xxK and new launch private properties at very attractive pricing too.

We could meet up at your convenience this weekend or just speak over the phone if you prefer and discuss further.

I look forward to assisting you! I am contactable at 91708295 .

Bhavina Kaur
ERA Realty

+65 9170 8295 
bhavina7777@gmail.com
investbuysellrent.com
facebook.com/hellobhavina Read More

Good evening Mrs Chin,

I am afraid to inform you that you need to form a family nucleus with your hubby in order to purchase a HDB in which he will have to sell off his private property within 6 months from purchase completion date.

May I know what's your intention behind decoupling?

To own two properties, one for investment and one for own stay?

Perhaps you can share more with me so I will be in a better position to advise you further.

Hear from you soon!

- One of well-earned Star Performers under the category of Top Private Property Transactors in Jan 2017-

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
(FB): www.facebook.com/yttanassetprogessor Read More

Hi Mdm,

You can of course buy a HDB under your own name. But do take note that your husband will be needed to become the essential occupier of the HDB flat, as you will need to form a family nucleus for the purchase.

And by being the essential occupier, he is required to dispose off all interest in private properties within 6 months completion of the HDB purchase.

Lastly, he will be required to fulfill a 5-year MOP for the HDB flat before he can purchase another private residential property.

Is this what you're planning? Because if it's not, and you're looking to own 2 properties within the next few months, your only option would be to purchase a private residential property under your sole name.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305 . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi Mrs Chin,

Unfortunately, you will not be able to purchase a resale HDB flat under your single name as you are required to satisfy the family nucleus by purchasing it together with your husband. This means that your husband will need to dispose off the condo unit under his name which may not be your intention.

You may want to consider getting a condo unit to invest instead. There are projects which are able to give you a decent rental returns of more than 3%. I have done some analysis on some projects and would like to share with you further on these information and data.

Please feel free to contact me so that I can understand your objectives better and assist you further!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2016)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Mrs. You can only purchase a condo under your name after decouple. How about looking at a 1 or 2brms for investment/retirement.
You may reach me via a call/msg at 91442664 .
Tricia Tan 9144 2664  Read More