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Hi all, i will be able to sell my subsidised 4rm resale flat early next year and wondering if its a good step to apply for a BTO 5rm or checkout/wait for an EC/condo.
Bought the current resale flat at 378k, estimated valuation is 450k. we have outstanding HDB loan balance of 210k..

First and foremost, am wondering if getting a BTO - is advantageous to us.. its way cheaper home from HDB but we have got to pay the levy of $40k.. are there other advantages?

2ndly, between an EC and Condo, other than getting to use HDB loan for an EC.. what are the other benefits?

Generally our objectives are:
To reap sales profits in 25-30years...

what say u experts?!
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