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Hello,

What happens if my income increases over the HDB Loan Limit for Singles Resale?
HFE applied below limit and approved. Will i have to change to Bank Loan or can i proceed with my current HFE?

Thanks in advance
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7 Answers

Is the increment significant? Generally, your income verification will only be done at the HFE stage, but there are occasions when HDB requires to submit additional income documents for verification during the resale application stage. We can't tell under what situation do they trigger such verifications.

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Hi, appreciate your sharing. Able to appeal first if fail then use bank loan. Looking at which area? Able to assist you.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
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Hi Desmond,

1) It is needed to insert your average income other than to indicate your HFE number during the resale application submission.
2) Thus, when there is a change in your income that affects your eligibility for grants and HDB loans. You might not be able to get approval from the HDB to proceed with the purchase.
3) It is recommended to check with the HDB and get a black and white to protect yourself:
https://services2.hdb.gov.sg/webapp/BF12AWFeedback/BF12SFrontController?service=ServiceFeedback&operation=createFeedback

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

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Ling CK
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https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More
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You may want to consult with HDB to determine the most suitable approach based on your specific circumstances and goals.

· I am Sorry that This platform does not allow me to direct contact you.

· To further assist you, please feel free to contact me via WhatsApp at 9856 9255  or through this link: https://wa.me/6598569255.

· My services come with no obligations, and I'm here to help with any questions or assistance you need. · You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

· For buyers, I offer solutions for sourcing resale and new private homes at no charge.

· I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

· I also have partners to assist with mortgage home insurance matters.

· Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份) :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

·

· You can reach me at my Singapore mobile: +65 9856 9255  or email me at Able.selling@gmail.com.

· From: ABLE Toh- Your Property ASSISTANT :)

· “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The END XXXXXXX Read More
1
You may want to consult with HDB to determine the most suitable approach based on your specific circumstances and goals.

· I am Sorry that This platform does not allow me to direct contact you.

· To further assist you, please feel free to contact me via WhatsApp at 9856 9255  or through this link: https://wa.me/6598569255.

· My services come with no obligations, and I'm here to help with any questions or assistance you need. · You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

· For buyers, I offer solutions for sourcing resale and new private homes at no charge.

· I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

· I also have partners to assist with mortgage home insurance matters.

· Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份) :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

·

· You can reach me at my Singapore mobile: +65 9856 9255  or email me at Able.selling@gmail.com.

· From: ABLE Toh- Your Property ASSISTANT :)

· “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” Read More
1
Based on information available online, Block 306 Jurong East Street 32 was completed in 1983. This means the building is approximately 41 years old as of today, March 27, 2024.

· I am Sorry that This platform does not allow me to direct contact you.

· To further assist you, please feel free to contact me via WhatsApp at 9856 9255  or through this link: https://wa.me/6598569255.

· My services come with no obligations, and I'm here to help with any questions or assistance you need. · You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

· For buyers, I offer solutions for sourcing resale and new private homes at no charge.

· I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

· I also have partners to assist with mortgage home insurance matters.

· Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份) :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

·

· You can reach me at my Singapore mobile: +65 9856 9255  or email me at Able.selling@gmail.com.

· From: ABLE Toh- Your Property ASSISTANT :)

· “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The END XXXXXXX Read More
0
Based on information available online, Block 306 Jurong East Street 32 was completed in 1983. This means the building is approximately 41 years old as of today, March 27, 2024.

· I am Sorry that This platform does not allow me to direct contact you.

· To further assist you, please feel free to contact me via WhatsApp at 9856 9255  or through this link: https://wa.me/6598569255.

· My services come with no obligations, and I'm here to help with any questions or assistance you need. · You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

· For buyers, I offer solutions for sourcing resale and new private homes at no charge.

· I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

· I also have partners to assist with mortgage home insurance matters.

· Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份) :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

·

· You can reach me at my Singapore mobile: +65 9856 9255  or email me at Able.selling@gmail.com.

· From: ABLE Toh- Your Property ASSISTANT :)

· “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The END XXXXXXX Read More
0

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