AskGuru Q&A Community

Hi,

You may wish to get a better clarity with the bankers before kickstarting. Do you have any banker in mind or require any recommendations? Do let me know.

Where words do fall short, I would let me accolades and testimonials speak for my dedication and experience in this industry for the past 20 years. Please visit my website
: www.kumarrai.com for all the up to date awards, testimonials and accolades. Thank you very much!

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014-2017 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2017 Read More

Hi,

If you are referring to purchase a HDB flat, then, it is only your wife income is under consideration as she is the sole owner of the flat.

But if you are purchasing a private property, then you will have to check with banks individually.
In general, private property can be own by yourself & your wife thus likely be considered as single entity, but still this is not definite, dependent on individual bank policy.

I could recommend some of the bankers for you to check with if you could contact me.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

Note:
Any response to our answer do not reach us until we scroll through each and every queries posted daily.
The best way to get a follow up is to whatsapp or email us directly. Read More

Hi,

If you're purchasing a HDB flat, then only your Wife's income would be used for the loan assessment.

If you're planning to purchase a private property, you may wish to purchase it in joint names, so that your income would also be used for assessment.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More