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Hi Sir/Mdm,

It is unlikely HDB will grant them a 3rd HDB loan and therefore it is better to try to get a loan from the bank. They can also write in to CPF to request to use more of their retirement sum to finance the purchase of the unit.

In terms of timeline, they should also plan the sale and the collection of keys together so that they can transit smoothly and seamlessly from one unit to another. I have assisted many of my clients who are in the same situation, please feel free to contact me so that I can understand their situation and assist them further.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020

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Susana (Buyer) Read More

Hi,

It is possible for them to try and appeal for the 3rd loan and it will be a case to case basis. I do have buyer who managed to obtain the HDB loan for the 3rd time but the interest rate is on a high at 3.4%.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

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