Asked by Anonymous
Hello,
Currently now in a situation, i am awaiting for my unit selection date. The HFE that i have applied is, me being the owner and my partner being the occupier.I do want to make my partner as an co owner as she has just started work but with the new set of rules that HDB has implemented. Am i actually able to change?
The flat will be ready in 3.5 years. And now the HFE is solely based on my income alone. And i have received the loan amount. But alot of speculation say that (1) i am unable to change my partner status from occupier to co-owner (2) the loan amount cannot be changed to a higher amount even if i changed my partner to co-owner and include her income. The loan amount will either remain the same or go lower. Is it possible for it to go higher once my partner becomes the co-owner? With the new HFE rules i am abit confused, as HLE is also different.
Help
Currently now in a situation, i am awaiting for my unit selection date. The HFE that i have applied is, me being the owner and my partner being the occupier.I do want to make my partner as an co owner as she has just started work but with the new set of rules that HDB has implemented. Am i actually able to change?
The flat will be ready in 3.5 years. And now the HFE is solely based on my income alone. And i have received the loan amount. But alot of speculation say that (1) i am unable to change my partner status from occupier to co-owner (2) the loan amount cannot be changed to a higher amount even if i changed my partner to co-owner and include her income. The loan amount will either remain the same or go lower. Is it possible for it to go higher once my partner becomes the co-owner? With the new HFE rules i am abit confused, as HLE is also different.
Help
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