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Have seen several questions by singles turning 35 asking when is the best time to start looking for a resale HDB flat. The general advice given by agents here is about 6 weeks before the 35th birthday. However, since the OTP can only be signed after turning 35, what should I do if I find a property I like a few weeks before my birthday? Just wait it out and hope it doesn't get sold before I can sign the OTP?
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4 Answers

YT Tan (陈永达)
Good afternoon buyer,

6 weeks is too early.

2 to 3 weeks before you turn 35 years old is sufficient enough so you dont run the risk of losing the unit that you like.

The later you start viewing unit, the lesser you will suffer a heartache.

If you need any assistance or advice in your property purchase, feel free to contact me. Cheers!

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1
Evening,

In general, most buyers would need to work on their financial aspect before understanding what is within their means and need. In the case where the buyer is local and with income that's slightly over the ceiling cap, we will need to work further on that. Such response would normally take around 2 to 3 working weeks. Once everything is ready, the buyer might be left with around 2 to 3 weeks for physical viewing and comparison before deciding. As we are unaware of every individual case and situation, we cannot assume and provide you with an unprofessional answer.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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GAN ENG JOO ONASSIS
Hi,

It best to start the house hunting after you reached 35years old. As buying house cannot be rush... need to understand what your preferences and requirement first.

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In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Hi,

It will be prudent to work out the detailed financial plan first before embarking on the house search. Generally 6 weeks prior to turning 35 is ample time to find a suitable place, unless you are working with a tight timeline.

May I understand your plans further so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
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SMU BBM (Finance), Magna Cum Laude

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