6 Answers

Robbie Chen Chee Howe

What do you mean by cash pleading?

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

If you are asking regarding getting cash from the sales of your flat, most likely yes.

To understand more and how, pls contact me at 9754 5207  or wa.me/6597545207.


Brendan Bay
Associate Marketing Manager Read More

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.

Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
Do you mean pledging your HDB to CPF for cash amount? or do you mean HDB lease buyback scheme? For the latter, I am afraid you are still unable to do so. For pledging of HDB to CPF, it is best to speak to CPF directly as there isn't much details on what can be done except for 1 link at https://mystocksinvesting.com/cpf/retirement-account-ra/pledging-our-property-to-cpf-retirement-account-ra/ which indicates that "Anyone who owns a property can pledge up to his share of the residual value of the property. The property needs to have more than 30 years of remaining lease and must not be a 2-room flexi or lease buyback scheme flat. A maximum of $83,000 can be pledged out of the minimum sum of $166,000 (Basic Retirement Sum)."

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

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Geryl Lim
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Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
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1) I assume you are referring to pledging your flat to the CPF board so as to relieve your BRS or FRS.
2) I'm afraid you are not eligible for that yet. You can only do the pledging at 65 yrs old or above.
3) Whereas the other way is to join the lease buy-back scheme.
4) However, this scheme also required you to reach 65 yrs old or above before being eligible to do so.
5) So currently in order to cash out from the flat is to sell it and downgrade to a smaller flat.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK

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From my understanding, you can pledge your flat from age 55 onwards, provided you maintain sufficient funds for your basic retirement account (should be $88,000). Generally with CPF board approval, you can pledge your flat and cash out any amount in excess of $88,000. As this is quite a complicated issue, to assist you further, its best if we can have a chat on this. I am specialised in HDB transactions. Do contact me at 93375051  for a free and non obligatory discussion on this.

Taufik Hussein
Marketing Director
ERA Realty Network Pte Ltd
CEA Reg No: R061607B
Contact No: 93375051  Read More