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Hi

It depends on whether you are taking a HDB loan or bank loan.

You may text 9620 0827  for a casual chat.

Gavin Read More

Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi There!

Thank you very much for your query!

Perhaps you can contact me at 96659926  for a non obligatory discussion for me to understand your requirements , specifications as well as finances on hand (Cash/CPF amalgamation) to be in a better position to conduct the financial calculations plan with payment breakdown timeline - in order to shortlist and construct a customised list of units in line with your requirements to explore, for you perusal.

- I will walk you through the entire process from selecting units , arranging viewings, handling bank/loan liase, prepping the financial plan and timeline, as well as arrange for your legal processing matters and all paperwork at no cost. Furthermore, I will take the opportunity to run you run through :
(1) Financial Computations/ Payment Breakdown
(2) Offer insights to the property market outlooks
(3) Explain the entire purchase procedural framework involved - what happens post option to purchase (OTP) , step by step
(4) Computing and sharing past and present transaction caveats, illustration of price analysis as well as churning a customised sales report with projected returns/ future approx capital gains % for you to observe and understand the value and residential capital appreciation yield. Thank You!

Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7/8/9

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2019
ERA Multi-Million Dollar Club Award
2014-2017 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2019 Read More

HI,

Are you looking at BTO or resale? I will assume it will be resale since BTO is pretty straightforward with regards to payment.

Purchasing a resale first occur when you see an unit which you like and decide to make an offer. How the offer is made? It will be via the form of OTP and thereafter, you will exercise the option to purchase.

Up front of how much you have to pay in cash depend on the type of loan you take. HDB loan allow you to take up to 90% while bank loan will only be up to 75%.

After deducting the CPF, you will need to pay cash for the remaining balance.

Feel free to contact me to discuss further.

Thanks!

Alan Sng
 92707548  Read More

Hi,

If you are eligible and taking a HDB loan, you will only need to pay a downpayment of 10% of the flat price, which is $50k for a $500k flat. This can be paid from your CPF.

If you're taking a bank loan, you will need to fork out at least 5% of the downpayment in Cash ($25k), and another 20% ($100k) which can be from your CPF.

For both cases, you will also need to set aside funds for Buyer Stamp Duty.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you on your property purchase.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More