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Good day to you,

Your wife would have purchased the unit under Single scheme before both of you got married hence you do not necessarily need to add your name as the occupier.
As long as your name, CPF, and income have not been used for your spouse's HDB unit, you will be eligible to purchase the private property, solely under your name.

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Regards
Mike Lim
 96929209 
R026078F
m52i@yahoo.com
ERA Read More

Hi Sir,

If the flat has met the 5 years MOP, then there is no need to add in your name as the occupier. You are free to purchase a private property without the ABSD.

Please feel free to contact me so that I can give you an overview of the buying process.

Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

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Eileen Chen (Seller) June 2024

During Nick’s presentation to us, he showed confidence and resourcefulness. He showed us his various methods of reaching out to potential buyers instead of just relying on Propertyguru. He also saw the potential of our home to sell at our projected price. Where other agents deem impossible to achieve, he did his analysis and deems it reasonable and achievable. Nick proves trustworthy. From time to time, Nick will update us on the progress and on any viewing. He will filter buyers who could not meet our asking price and provide update and advice on the offers. We are grateful that he helps us to negotiate for a good price for our home. In summary, Nick is dedicated, resourceful, trustworthy and willing to take challenges.
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Selling our house was a pretty stressful ordeal, as we have already committed to buying our new home and hence have a timeline to meet. Losing a substantial deposit and worse still, not getting our dream home caused many sleepless nights as we are nearing our deadline. I am very glad we have decided to switch to Nick and seek his help after the dismal performance of our first agent. Not only is Nick very patient in explaining things to us, time and time again he gives us reassurance to allay our worries. And he walked his talk.
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Thank you very much once again Nick, for this smooth transaction!
Judy Rong (Seller) Dec 2023 Read More

MOP Requirement: If the flat has met the 5-year Minimum Occupancy Period (MOP), you do not need to be listed as an occupier.
Private Property Purchase: You are free to buy a private property without paying Additional Buyer’s Stamp Duty (ABSD).
Single Scheme Purchase: Your wife acquired the unit under the Single Scheme before your marriage, so adding your name as an occupier is not necessary.
Eligibility: As long as your name, CPF, and income have not been used for your spouse's HDB unit, you can purchase the private property solely in your name.

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Hi Joseph,

There is no need for you to be included as a co-owner for the HDB that is currently owned by your wife. You will be able to use your name to purchase a private property if your wife has fulfilled the 5 years Minimum Occupation Period, and depending on the number of other properties you own in Singapore, the prevailing Additional Buyer's Stamp Duty may apply.

——

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi, as long as the unit has MOP, you are free to purchase another private property without being subject to ABSD.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More

Hi,

Your wife would have bought the HDB under single SC scheme, so it is not necessary to add your name in as occupier.

As long as your name is not added, income and CPF are not used for purposes of her hdb purchase, you do not own any property count, and hence can purchase your own private property as first property.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Buyers
Mr Wang & Ms Ng : We want to convey our thanks to Ivan, who helped us find our first home. Ivan was very responsive when we first met, and took time to understand our needs and requirements for our first home. He helped us narrow down our criteria and gave us good advice on how to structure our mortgage as well. He also made a great recommendation of an area we never thought of, and it was where we eventually bought our home. We appreciate Ivan's thoroughness in pros and cons of all our options that we viewed. We never felt pressured or rushed to make a decision. In fact, Ivan gave honest and useful inputs on the considerations of acting immediately or waiting. All in all, it was a very smooth experience and we ate very happy with the unit we bought. Thank you very much, Ivan! Read More

Hi, appreciate your sharing. Have both of you married before purchasing the flat ?
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More