Asked by Anonymous
Dear property experts,
Need advice on this..
I'm a property owner(38yrs) of a 4s unit at Tampines (Blk 401)opp Tampines library 5mins or less walk to MRT.This is my 2nd home and have used 2 HDB loan.
I've bought the flat at $375 with a monthly installment of $475.
Presently my outstanding is $90k.
My combine CPF contribution with my spouse(32yrs) is $1200.We have an excess of $50K CPF in combine as i've had been paying using my CPF for the past 5years.
I'm planning to sell my unit.
Is it advisable to upgrade to EM or downgrade to 3rm flat.And is it profitable to sell based on the current market.And how much bank loan do we need to purchase an EM unit? Can anyone help me...Many thanks
Need advice on this..
I'm a property owner(38yrs) of a 4s unit at Tampines (Blk 401)opp Tampines library 5mins or less walk to MRT.This is my 2nd home and have used 2 HDB loan.
I've bought the flat at $375 with a monthly installment of $475.
Presently my outstanding is $90k.
My combine CPF contribution with my spouse(32yrs) is $1200.We have an excess of $50K CPF in combine as i've had been paying using my CPF for the past 5years.
I'm planning to sell my unit.
Is it advisable to upgrade to EM or downgrade to 3rm flat.And is it profitable to sell based on the current market.And how much bank loan do we need to purchase an EM unit? Can anyone help me...Many thanks
667 views
