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Dear gurus, I'm now residing in a 3-rm HDB purchased under the Singles scheme. I will be getting married in Dec, and my (future) wife and I plan to dispose of my current flat to upgrade to a larger unit - either HDB or EC. We would like to check, in order to find out how much we could afford for the new property purchase, who/ where should we turn to? Many thx…
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4 Answers

Dear Sir, Good day and congrats to you!!! It will be great if we could meet up to discuss further for your future family plan and financial calculation for your next purchase property. Please do not hesitate to contact me for appointment soon. Thanks and regards Agnes Tan 9029 4911  agnestan77@gmail.com Read More
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YT Tan (陈永达)
Good afternoon upgrader, First, you have to calculate how much sales proceeds can you obtain from current unit sale (estimated sale price minus off CPF utilized plus accrued interest and outstanding loan). And check with bank on your in principle approval on your financial ability to purchase a HDB/ EC if not HLE for HDB. But doing all these, you should have a rough idea how much budget both of you have. Why not get in touch with me first so I can calculate your sales proceeds while at the meantime, let my panel of bankers to advise you on your in principle approval. Hope to hear from you soon! Cheers! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More
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Afternoon, You will need to know how much your current unit is worth. What is the estimated pricing for your upcoming purchase. How much loan both of you can get and how much CPF OA are available. TO get all this done, you can either work things out on the financial calculator available or have a non-obligatory discussion with me. Regards Mike Lim 96929209  m52i@yahoo.com ERA Read More
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Hi, congrats on your big day soon! Firstly, you may like to consult a banker first, so as to assess the loan eligibility for the second purchase. Pls feel free to let me know if you need a banker's contact. Regards Aaron 97308455  aaronchong2774@yahoo.com.sg Read More
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