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Hi,

If your objective is potential capital appreciation, getting a private property in a growth area might be more suitable. The government has mentioned they will keep hdb resale prices affordable and hdb is more for own stay rather than investment purposes.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials)

-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

We like to commend our realtor, Ivan Ng, whom we appointed as our exclusive agent to sell our flat in 2016.

Our estate had just touched 5 years MOP and had quite a number of competing units for sale, and we were concerned if we can secure a decent offer in the current slow market.

Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship. Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start.

It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end. Interestingly, the eventual buyer commented Ivan was the only agent who was respectful to his mum during his viewings, which helped with his decision.

Ivan was always responsive and we had no worries to pass him the house keys. The whole process was transparent and hassle free, and he was always thinking from our point of view on how to make life easier for the client. We are kept informed regularly on the profile of the viewers as well as their feedback. He was there for all viewings, timeline coordination, financial planning, valuation, inspection all the way to HDB completion appointment. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

We're looking to find an investment property next and will be glad to work with Ivan again for the long-term to restructure our property portfolio. He has become a friend now, and we are most happy to recommend his professional services to our loved ones and friends. Read More

Hi,

If you are looking at an investment point of view, it MUST BE condo.

1) Buying a HDB will cause you to lose 5 years of rental income, as you will have to fulfill 5-year MOP before being able to rent out the whole unit.

2) In a market up cycle, prices of private properties will outperform HDB prices, as shown many times in history.

3) SG Government has many times emphasized that HDB is for own occupation, and they are determined to maintain affordability for young couples. So, how can you expect tremendous upside for HDB?

I think the first step for you would be to speak to a banker, to assess how much can you loan. Then, from there we can proceed to work out a shortlist of suitable units.

In today's Buyers' market, you have plenty of choices. But which is actually a good buy? It will take a prudent investor to make an astute decision. A right decision today, and you can reap the rewards in the years to come, but a bad decision today, you will end up being stuck with a property with little or no appreciation.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

For investment , your choice is definitely a condo for potential upswing. The number of 1 bedders for New launches are declining due to being attractively price. Moreover, it offers greater potential upside compared to resale.

As a rule of thumb, it is always best to get your finances assured and secured to conduct the search appropriately. Perhaps I can link you to my banker who will assist you with the loan at no cost. I would also illustrate a financial cash computations/projections and financial breakdown calculations to assess which residential options will best suit your interest best.

Look forward to your reply!
D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 Feb/ April/May ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers Read More

Hi,
With the budget, I would suggest you to go for hdb first. Please drop me an email for me to share more.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More