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Dear Gurus,

Can you advice the payment schedule if buying resale HDB with bank loan? When and to whom do we need to pay the following? Please also indicate which can/should be paid by CPF OA monies.

1) COV
2) 20% of Valuation price
3) Stamp duty
4) Legal fees
5) Agent fees
6) Any other fees.

Thanks in advance.
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2 Answers

The S&P process needs careful and confident planning in financial, timeline and checklist especially HDB, CPF, bank and lawyer etc. Recently my client 'suddenly' bought a dream condo while 'holding on' to a HDB flat.
They needed the extra 'funds' for the condo.
Hence, after a series of planning, discussion and deliberation, they finally decided to sell their HDB unit.
Engage an agent if you expect a consistent S&P process.
The stress relief effort is enormous and the commission is insignificant.
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Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ 82798327  -

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