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You have to be eligible to retain the flat as a sole owner. Being 30 years old without children makes you ineligible to retain the flat.

From the HDB wensite: If you have no children from the marriage, you can retain the flat alone if you are a Singapore Citizen, at least 35 years old, and meet the prevailing conditions for retention of the flat under the SSC scheme.

Alternatively, you can include another person to retain the flat with under an eligibility scheme, subject to you meeting the prevailing conditions.

You can try appealing to HDB before the divorce and if it does not work , try going down to meet the MPs for their help in the appeal. I hope everything works out for you. You can reach out if you have further questions and I will try my best to help.

Best Regards,
Joseph Ng
 83885426 
Propnex Realty
joseph.ngts@propnex.com Read More

If you do not fulfill the conditions of owning this property, there is no way you can retain it. While you may try to appeal, the chances may not be high. Do you have any children under your care?

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi Atreus,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, it is very likely that HDB would get both of you to sell it away in the open market as you are below 35 and ineligible to own a flat yet.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Atreus,

Sorry to hear about the situation, I hope you are managing well. You will have to qualify under a HDB scheme to be eligible to keep the HDB, typically under the public scheme again with your parents or another co-owner, or if you have custody of your kids. Otherwise, HDB will not permit you to keep the flat and unfortunately it has to be surrendered to HDB or be sold on the open market.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi Atres,

Sorry to hear about your situation. From what you shared, it is not possible to retain the HDB under such a situation. You may want to discuss with your wife to see whether you are able to hold back the divorce until after you turn 35 years old. If not, then it will be better to sell the HDB flat and use the funds to get another property so that you will have a place to stay.

Feel free to contact me so that I can provide you with further assistance.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

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Susana (Buyer) Read More

Hi Sir,

I'm sorry to hear about your situation. I hope you're coping well.

As you're below age 35, you are not eligible to hold onto the flat, unless you have a child, where you can name as an essential occupier?

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More