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Hi,

I'm not sure what do you mean by HDB retaining a sum, but if the flat is fully paid there isnt any sum to repay. If there are no loved ones eligible to keep the flat typically it needs to be sold on the open market. An administrator needs to be appointed to manage the property and estate affairs. If theres no will, the estate proceeds will follow the Singapore intestate succession laws. A good illustration can be found at this link.

https://singaporelegaladvice.com/law-articles/in-the-absence-of-a-will-how-is-the-deceased-estate-distributed/

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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Good evening,

If the HDB unit owner have passed on without a WILL, the immediate NOK can file for Grant of Probate with court. As for the split, it would depends on how many people are eligible for the share. As for this pointer, it would be based on case by case basis.

Do feel free to contact me should you require my assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA

Looking for an experienced agent with knowledge on sales and purchase of residential property in Singapore?
With more than 10 years experience on all S&P cases, along with knowledge related to:

1) Mental Capacity Act
2) Long Lasting Power of Attorney
3) Esate Planning and Distirbution
4) Divorce
5) Bankruptcy
6) Purchase of HDB after Retirement Age

You can be sure that your concern and doubt will be cleared. This would allow you to move forward in one of your life's most rewarding decision with ease of mind. Read More

Hi,

All HDB flats were bought with HPS (Home Protection Scheme), thus it dependent on the proportion of his loan commitment to determine how much or are there any outstanding loan to HDB or bank.

Lets assusme this flat is fully paid to simplify the situation.

(1) When a person dies:
(a) With a Will: Court will issue a "Grant of Probate" and appoint an Executor to carry out his will.
(b) Without a Will:Court will issue "Letters of Administration" and appoint an Administrator to distribute property to his successor according to Intestate.

Do note that Intestate Succession Act is different for Muslim as Muslim with follow Syariah Law.

(2) Please see 1(b).

(3) Dependent on whether you are Muslim or Non-Muslim:
Non-Muslim follow intestate:
If deceased;
(1) Not married: 100% to parent(s)
(2) No parent: 100% to sibling(s) or children of deceased sibling(s)
(3) No parent or sibling: 100% to Grandparent(s)
(4) No Grandparent: 100% to Uncle(s) & Aunt(s)
(5) No relative: 100% to Government / State

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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