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Dear sir/madam,

The retirement account policy kicks in based on birthday, therefore there is still enough time to work on the planned arrangements with reasonable expectations, where it is important to study the existing trend of both the sale aspect and the purchasing aspect to understand if they fall within the expectations.

I have been in the real estate industry since 2009, dealing mainly with residential homes like sale and purchase of HDB, and have assisted 1 client to sell off her private property and purchase a HDB just before her 55th birthday where her CPF funds were utilised.

Let me know if we can assist further. We are available for further discussion in private via our mobile or email as attached below since we are not alerted to any responses posted here.

I look forward to hear from you soon!

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Regards,

Geryl LIM
Consultant - Director
Global Alliance Property (L3010679B) - Century 21
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Mobile: +65-81577565  /+65-92787772
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Good afternoon,

Yes they will need to set aside the retirement sum when they turn 55 years old, ie. based on their birthday. If the sale is completed after your dad turns 55 years old, it means he can't use all of his CPF for the next property (since part of it is set aside for the retirement sum). It will be ideal to sell before Nov this year. And its based one individual only, your mum will not be affected as she is 50 years old.

I have worked on similar cases and will be happy to assist further. May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Top 600 Achievers in Year 2017 (Top 10%)
ERA Top 300 Achievers in 3rd Quarter 2017 (Top 5%)
SMU BBM (Finance), Magna Cum Laude
Proactive. Sincerity. Feedback.

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(Client's Testimonials)

**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! **

-- HDB BTO 4rm Sellers Mr. Farvin & Ms. Sel --

Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship. He is a committed professional and has fast execution, so we felt assured that things are done well and we can entrust the sale process entirely to him.

We're looking to find an investment property next and will be glad to work with Ivan again for the long-term to restructure our property portfolio. He has become a friend now, and we are most happy to recommend his professional services to our loved ones and friends.

--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered all our enquiries. He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked. Thanks Ivan! :)

-- Sellers of Exec Maisonette Gaffoor & Isha --

Buying or selling property is a big decision, as we wanted to make sure our agent is someone we can trust, get in touch with, and approachable. Ivan certainly fits the bill. He was available anytime of the day to answer our queries and was with us throughout the process. We have no reservations in recommending him.

-- HDB BTO 4rm Sellers at Sengkang, Jonathan & Abigail --

By faith, we signed the contract with Ivan and in less than two weeks time, we opened our house for the first and the only viewing, days later the OTP was signed! Thank you for all your excellent diligent services and all the professional advise!

-- HDB upgraders to New EC owners Mr. & Mrs. Goh --

My unit was marketed by another agent back in Q3 2017 and after more than 3 months, there wasn’t any offer. I almost lost hope and thankfully I made the right decision to switch to Ivan. Through his hard work, perseverance & commitment, my unit was sold by Q1 this year. Would definitely recommend Ivan’s services to any potential sellers out there. Read More

Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead. By the way, can I have more info of the flat and unit detail so that I can find out about the unit value on your behalf alright?

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More