3 Answers

Dear sir/madam,

The retirement account policy kicks in based on birthday, therefore there is still enough time to work on the planned arrangements with reasonable expectations, where it is important to study the existing trend of both the sale aspect and the purchasing aspect to understand if they fall within the expectations.

I have been in the real estate industry since 2009, dealing mainly with residential homes like sale and purchase of HDB, and have assisted 1 client to sell off her private property and purchase a HDB just before her 55th birthday where her CPF funds were utilised.

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Good afternoon,

Yes they will need to set aside the retirement sum when they turn 55 years old, ie. based on their birthday. If the sale is completed after your dad turns 55 years old, it means he can't use all of his CPF for the next property (since part of it is set aside for the retirement sum). It will be ideal to sell before Nov this year. And its based one individual only, your mum will not be affected as she is 50 years old.

I have worked on similar cases and will be happy to assist further. May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead. By the way, can I have more info of the flat and unit detail so that I can find out about the unit value on your behalf alright?

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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