4 Answers

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Unfortunately no.

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Hope this answers your question.

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Apple Tan
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YT Tan (陈永达)
Good morning Rahul,

I am afraid to inform you that bank loan only covers up to 75% max of the purchase price (still subject to TDSR). You will not be able to loan for your stamp duty.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
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1
Good morning,

Unfortunately no, the bank loan only covers up to max 75% of the valuation or purchase price (whichever lower), and does not cover stamp duties. If you have sufficient CPF OA funds, it can be used to pay for the stamp duties.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

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Ivan Ng Realtor
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Hi Rahul,

Unfortunately, that will not be possible. If you have sufficient funds in your CPF OA account, you could use that for stamp duties liabilities. Have you worked out your finances with a mortgage broker ? More importantly, have you carefully tailored a financial computation for your intended purchase ? That is apt as a preliminary step in understanding the timelines and how much would be needed at each step.

Do get in touch with me for a detailed analysis of the properties you have in mind so that I can churn out a comprehensive financial report with market insights for your perusal. I will also be able to share transaction caveats and propose units with higher projected yield for your consideration once i fully understand your requirements.

Do visit my website for my recent accolades, awards and testimonials @ http://www.kumarrai.myweb.sg

D Kumar
 +65 96659926 
ERA Associate Division Director

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