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You will very likely know what your eligibility is after applying for HFE. Read More

Sounds like an exam question... As my colleague mentioned, if it is your real situation, easiest way is to apply for HFE to find out.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

Hi

If non SC or non SPR parents, it will be under under non-citizen parents scheme, so only eligible for resale HDB. Refer to link

https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/couples-and-families

If either of your parent is SC or SPR, can apply under public scheme, new BTO up to 5-room or resale any type

Apply for the HFE letter and it will show all the possibilities of flat categories to apply.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
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**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More

Hi,

1) There are no scheme that allowed a SC buying BTO with non-citizen family members.
2) The only scheme available is buying a 2-rm BTO with non-citizen spouse when the SC is 35 yrs and older.
3) Buying with non-citizen family member(s) is only for resale flat. There are no restriction over flat type.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

Note:
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1. If both parents are non-citizens, you'll only qualify under the **Non-Citizen Family Scheme** — this limits you to **resale flats only**.
2. If at least one parent is a **Singapore Citizen (SC)** or **Singapore PR (SPR)**, you may apply under the **Public Scheme**, making you eligible for **new BTOs (up to 5-room)** or **any resale flat**.
3. Always apply for the **HFE (Home Financing Eligibility) letter** — it clearly outlines what types of flats you can go for based on your profile.

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QUOTE OF THE DAY " In negotiations, the most important thing is not to win or lose, but to find a solution that is mutually beneficial." Read More

If u are buying with non-citizen parents, can only buy resale.

About Me:
I am a dedicated and knowledgeable real estate professional committed to helping clients find their dream property or secure the best value for their investments. With a strong understanding of the local market trends, personalized service, and transparent communication, I strive to make the buying, selling, or renting process smooth and stress-free. Whether you're a first-time homebuyer, an investor, or looking to upgrade, I’m here to guide you every step of the way. Let’s connect and turn your property goals into reality!

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