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Have you already fulfilled your MOP? If you have, then it is possible if you have met all criteria for BTO purchase.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Geryl Lim
Associate Group Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

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Hi,

1) You are eligible to apply for an HFE once you have completed the MOP of your current flat. It is provided you did not enjoy a subsidized flat twice in your lifetime.
2) You may apply for the BTO without selling your current flat.
3) If you have utilized an HDB loan in the current flat, and intend to apply the 2nd HDB loan. You have to be aware that you are subject to the right-sizing policy.
4) It means that 50% of your cash proceeds from selling the current flat has to be utilized to pay for the 2nd flat.
5) You are to ensure you have sufficient funds to pay a 10% downpayment at the point of signing the agreement for lease, buyer stamp duty, and legal fees.
6) This signing of the agreement for lease will happen around 6~9 months from the booking of the flat.
7) You may then pay the remaining 10% upon key collection. So you have to plan to sell your flat if you need the funds for the key collection.
8) If you have taken a grant for the current flat, you are to pay a resale levy at the point of key collection. This amount must be paid in cash only.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More

Hi,

Yes, as long as you have fulfilled your MOP, and that you had not utilised 2 times subsidy, you are free to apply for HFE to purchase a BTO flat.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More

Absolutely! You can stay in your current resale flat while you apply for the HDB Flat Eligibility (HFE) letter and go through the BTO application process. Here's why:

* **HFE and Occupancy:** The HFE letter assesses your eligibility to buy an HDB flat and for CPF grants/housing loans. It doesn't affect your current tenancy in your resale flat.

**Here's the process breakdown:**

1. **Apply for HFE Letter:** Submit your HFE application online or through an HDB service center.
2. **Continue Living in Current Flat:** While your HFE application is being processed, you can continue residing in your resale flat. There's no requirement to move out.
3. **BTO Application:** If you receive a valid HFE letter, you can proceed with the BTO application during the application window.
4. **Flat Selection and Waiting Time:** After BTO application, there's a waiting period before flat selection and eventual construction completion. You can still stay in your current flat during this time.

**Things to Consider:**

* **Selling Your Resale Flat:** Once your BTO flat reaches the completion stage, you will need to sell your current resale flat and move into your new BTO flat. You can plan the sale timing strategically to coincide with the BTO flat handover.

**Recommendation:**

* Consider consulting an HDB authorized agent for guidance on the BTO application process and selling your resale flat at an opportune time.
·

· I am Sorry that This platform does not allow me to direct contact you.

· To further assist you, please feel free to contact me via WhatsApp at 9856 9255  or through this link: https://wa.me/6598569255.

· My services come with no obligations, and I'm here to help with any questions or assistance you need. · You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

· For buyers, I offer solutions for sourcing resale and new private homes at no charge.

· I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

· I also have partners to assist with mortgage home insurance matters.

· Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

·

· You can reach me at my Singapore mobile: +65 9856 9255  or email me at Able.selling@gmail.com.

· From: ABLE Toh- Your Property ASSISTANT ：）

· “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The END XXXXXXX Read More

Absolutely! You can stay in your current resale flat while you apply for the HDB Flat Eligibility (HFE) letter and go through the BTO application process. Here's why:

* **HFE and Occupancy:** The HFE letter assesses your eligibility to buy an HDB flat and for CPF grants/housing loans. It doesn't affect your current tenancy in your resale flat.

**Here's the process breakdown:**

1. **Apply for HFE Letter:** Submit your HFE application online or through an HDB service center.
2. **Continue Living in Current Flat:** While your HFE application is being processed, you can continue residing in your resale flat. There's no requirement to move out.
3. **BTO Application:** If you receive a valid HFE letter, you can proceed with the BTO application during the application window.
4. **Flat Selection and Waiting Time:** After BTO application, there's a waiting period before flat selection and eventual construction completion. You can still stay in your current flat during this time.

**Things to Consider:**

* **Selling Your Resale Flat:** Once your BTO flat reaches the completion stage, you will need to sell your current resale flat and move into your new BTO flat. You can plan the sale timing strategically to coincide with the BTO flat handover.

**Recommendation:**

* Consider consulting an HDB authorized agent for guidance on the BTO application process and selling your resale flat at an opportune time.
·

· I am Sorry that This platform does not allow me to direct contact you.

· To further assist you, please feel free to contact me via WhatsApp at 9856 9255  or through this link: https://wa.me/6598569255.

· My services come with no obligations, and I'm here to help with any questions or assistance you need. · You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

· For buyers, I offer solutions for sourcing resale and new private homes at no charge.

· I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

· I also have partners to assist with mortgage home insurance matters.

· Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

·

· You can reach me at my Singapore mobile: +65 9856 9255  or email me at Able.selling@gmail.com.

· From: ABLE Toh- Your Property ASSISTANT ：）

· “ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The END XXXXXXX Read More