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Can a SC (son) single 28yo applies HDB as applicant with his mother (alr utilised more than twice HDB loan/grant) as occupier? Is that considered as first timer household? What grant are they eligible for?
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2 Answers

Hi

Suggest you to apply for HFE letter first, it will indicate all the grants available and clear your queries. My understanding is your SC son will still be eligible for half of the grants since he is still first timer, assuming all other eligibility conditions fulfilled such as within income ceiling etc.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

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Good day to you.

Under the Family Scheme, your son can be the main applicant, with you as the essential occupier, if all eligibility requirements have been fulfilled.

Firstly, you must not currently co-own a unit with your spouse or hold any properties within or outside Singapore.

Then, what is your son's current income status? Has he managed to secure the HFE? That letter will indicate how much loan and housing grant he will be eligible for.

Feel free to get in touch with me should you require additional guidance.

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