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Hi Aidan,

Is the Male Fiance a co owner of the a flat?
If not, he is able to buy a private property under his own name.
But please do note that if in future, both of them want to buy a hdb together, this private property has to be sell off within 6mths upon purchase of the hdb flat.

Alternatively, they can buy the private property under both names, provided the Female had fulfilled the MOP of the HDB flat.

Please do not hesitate to contact me for further queries.

Cheers,
William Koh
 9027 1972 
willkck@gmail.com
www.GuruSg.com
williamkoh.st701property.com
www.myBishanCentralCondo.com
www.myBedokResidences.com
www.ArcAtTampinesEC.com
ERA Read More

Hi Aidan,

Provided that the male is not an essential occupier in the HDB you have mentioned (note that this unit is still under the MOP) as well as not an owner of another HDB unit which has met its MOP, the male should be eligible to purchase a private property as an individual. This is subjected to my understanding based on your descriptions.

Otherwise, if MOP of the HDB has been met, you should be free to purchase a private property together, subjected to loan eligibility. If any party within the purchase is still servicing an outstanding housing loan, it is likely that you will only be able to loan up to a maximum of 60% of the purchase price or value whichever is lower.

Please call me if you need further assistance.

Regards,
Geryl LIM
Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565 
Email: lim.geryl@yahoo.com.sg Read More

Hi Aidan,

Yes, you (only Male name) can purchase a condo under single name provided:

1. If you do not own any HDB. If your name is also in HDB, then you have to meet the MOP.

After marriage, both of you can stay in your condo, provided MOP is met. MOP of 3 yrs or 5 yrs depending on which time the HDB is bought. Also, if you buying a condo, pls note on the ABSD to check if you are affected.

Please feel free to drop me an email or call me directly for a non-obligation discussion. Alternatively, we can also meet up to dicuss at your convenient time and place.

Thank you & Best Regards
J.A.Goh
HP: 9639 0350 
ERA Senior Marketing Director
CEA Reg No. R025894Z
CEA License No. L3002382K
www.gohjaERA.myweb.sg
Email: gohja@singnet.com.sg Read More

Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7

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Shalom

Bless n Warm Regards

Koh Z H
hp- 8 2 7 9 8 3 2 7
Cea Reg - License Number - R 0 5 7 8 1 0 C
Orangetee - L 3 0 0 9 2 5 0 K
AAG

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