Hi,
We will need to work out your finances more carefully in order to establish if you have hit the income ceiling. Should it be marginal, we could always appeal to the developers. I secured an EC unit for my client over the weekend and will be able to run you through step by step.
To kickstart,
(1) We may need to catch up and speak more in details to understand what exactly you are looking for in your ideal home.
(2) Run you through the financial cash flow calculations
(Utilization of Cash/ CPF and breakdown of payments)
Go over progressive payments and timeline of payments
(3) Have your In Principal Approval (IPA) assessed and done-
By my network of bankers at no cost.
(4) Once loan has been approved, financial calculations are well understood- I will succinctly propose developments and units to view for your consideration.
(5) Once you have identified your ideal unit, I will step in and help you negotiate for the best possible deal.
A transaction report will be made available to you prior offer stage, so that you can study the transaction caveats of the development and surrounding properties for a greater in depth analysis of the market to ensure you are indeed making the RIGHT offer! A comprehensive customized price analysis chart illustration specific to your chosen property will also be provided to aid in your understanding.
(6) Following that, post deal paperwork will be handled by myself. I will also coordinate and guide you on the legal procedures for the purchase.
As I specialize and am very active in the private property market, I would like to extend my services to represent you in your purchase which does not make you liable for any fees and essentially means that you pay nothing for my service and consultation but are assured of me handling the entire technicalities of the purchase to best protect and maximize your interest.
From the above illustration, purchasing a property is an extremely organized, step by step and timely process and, it will be of huge added advantage to you if you engage a realtor with years of experience and knowledge - because that will ultimately translate to finesse and a smooth process.
If you are comfortable with working with me for your real estate needs, I will be most glad to render my services, advise and expertise accordingly and go over all the procedures and regulations involved so that your purchase intention can be taken to the next level.
Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com
D Kumar
+65 96659926
ERA Associate Division Director
www.kumarrai.com
#1 team of ERA in Singapore, Asia Pacific International for 2014.
About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award
P Group-
2015 February ERA Top Achievers
2014 Overall Top Achievers
2014 Aug/Sept/Dec ERA Top Achievers
2014 3rd Quarter ERA Top Achievers
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