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Good day to you,

As you’re dealing with a complex situation involving inheritance and HDB eligibility. Here are my advice:

Since the Will indicates that the asset is to be inherited by both you and your sister, you should first execute the Will to legally transfer ownership to both of you. Since you are planning to get married and purchase your own matrimonial home, you might consider transferring your share of the inherited unit to your sister. This is contingent on her eligibility to own the unit. However, if your sister is not eligible to own the unit or is unwilling to sell it, as a co-owner of the inherited unit, you would not be eligible to purchase your own resale HDB unit.

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Regards
Mike Lim
 96929209 
R026078F
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ERA Read More

Hi, appreciate your sharing. Best to make a clear decision whether to keep the parents' unit before proceeding. If all settle, able to proceed with HFE to determined the loan before proceeding.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, in your case it is hard to sell since your sister don’t agree to it.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Is your sister eligible to own the HDB solely on her own? If she is eligible and financially ready to do so, then she can purchase over your share of this HDB so that will allow you to look into purchase a HDB with your family. Otherwise, you are ineligible to purchase a resale HDB.

You may wish to communicate more closely with your sister on the plans moving forward.

——

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Here’s a response to your situation regarding purchasing a resale HDB:

1. **Ownership Agreement**: Since the HDB was inherited and the will specifies that both siblings must agree to sell, you cannot sell the property without your sister's consent.

2. **Sister’s Decision**: If your sister does not wish to sell or buy the HDB at this time, you’ll need to respect her decision until she is ready to discuss it further.

3. **Buying a Resale HDB**: As a married person, you are eligible to buy a resale HDB on your own, provided you meet the necessary criteria set by HDB. However, you cannot use the inherited HDB for this purchase until an agreement with your sister is reached.

4. **Alternative Options**: Consider discussing with your sister about your respective plans for the inherited property. You might also explore other housing options if purchasing a resale HDB is a priority for you.

For the most accurate guidance, you may want to consult HDB directly or seek legal advice regarding the inherited property and your options.
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Hi,

You cannot take over the inherited HDB if you already owned one with your spouse and plan to keep the existing HDB. So your share naturally will have to be transferred to your sister.

If she does not want to take over or is not eligible to take over, the next possible route is to either sell it in open market or surrender the unit to HDB. So there needs to be a joint decision to take first, on what to do with the unit.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

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