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Good afternoon,

Due to recent changes in housing policy, private property owners (PPO) have to wait out 15 months after selling their private property before they are eligible to purchase resale HDB. There can be an exemption if the PPO are 55 years and above buying a HDB 4-room size or below.

If the above is not an issue, for your scenario, you can purchase as a sole owner but your spouse will need to be included as an essential occupier to form the family nucleus to be eligible to purchase the resale HDB. Assuming you are 55 years old and above buying HDB 4-room, you can purchase the resale HDB now no issue.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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Dear madam,

Unfortunately you are unable to purchase a resale HDB, and even after your husband's property sale completion, you will still need to wait out a period of 15 months, unless both of you are 55 years and above then you are able to purchase a 4 room resale HDB or smaller unit.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

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Geryl Lim
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Good day,

Husband and wife is considered as an entity, as such, there is no way you can purchase resale HDB unit as sole owner, which the need to add your husband as essential occupier. But as he will be gated by the 15 months wait out period, unless he is above the age of 55.

Do feel free to contact me should you require my assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Appreciate your honest sharing, due to latest HDB ruling require both married hubby and wife, then be able to purchase HDB to form the family nucleus. Allow me to share base on your future plans.
Looking forward to assist you at 9696 4398  or email stewartlim96964398@gmail.com

Stewart-PropNex Read More

Good morning Miss,

You have to purchase resale HDB with your husband under public scheme as both of you are married.

If both of you are aged below 55 years old, you have to observe waiting period of 15 months before eligible to buy resale HDB.

If both of you are aged 55 and above, the above wont not be applicable but you can only purchase up to 4RM flat.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
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