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89758 Results Found

Lilian Huang in Home Financing

asked on 5 Mar 2011

My husband is currently a co-owner of a hdb flat with his mother. He took over the ownership after his father's passing and paid for the remaining $16k of hdb loan. Currently, there is no more loan outstanding. Recently he is trying to remove his...

0 • 3493 views 11 Answers

Hopeful in Home Financing

asked on 21 Feb 2011

Hi,
My bf & I are thinking of purchasing a condo (resale) as he is already a HDB owner. I am a PR while he is a Sporean.

I have a few questions which need clarification:

1) If my bf & I were to buy a resale condo jointly, does it...

0 • 2871 views 11 Answers

Daniel Toh in Home Financing

asked on 12 Mar 2011

Hi, i hold a full and part-time job. My parttime job does not have CPF.

Is there any minimum salary requirement if i want to buy a condo?

If my monthly CPF OA contribution from my full time job is insufficient for the mnthly repayment, can i...

0 • 2476 views 10 Answers

Naing in Home Financing

asked on 19 Feb 2011

Hi, I am Singapore citizen now, owns a HDB resale flat with outstanding bank loan (which I bought 4 years ago with PR status). I am not too sure what are the new policies for buying a resale or new flats.
If I buy a resale flat with CPF housing...

0 • 2438 views 7 Answers

Tay YK in Home Financing

asked on 14 Feb 2011

Hi Guru,

My household annual income is 10k. Bought a HDB 4 rm in 2008. Will like to ask whther I can buy a condo that TOP in 2015, or I have to wait until 2013 then can book a pte property.

Bought Hdb 4 rm at 370k in 2008, outstanding loan...

0 • 2360 views 10 Answers

VICTOR LIM in Home Financing

asked on 4 Mar 2011

Just sold my HDB and intend to buy a condo , but short of the 5% cash deposit before the proceeds of my sold HDB comes in .If I take a personal loan now would it affect my credit status if I apply for a bank loan for the condo later ?

0 • 2160 views 8 Answers

ENG LOON ANDREW KEE in Home Financing

asked on 10 Mar 2011

For bank loan, do they usually grant more than 80% of the valuation price?

0 • 2091 views 7 Answers

Melissa teo in Home Financing

asked on 6 Mar 2011

Can I get the evaluation and cov amount from bank loan

0 • 2029 views 8 Answers

te chong in Home Financing

asked on 20 Feb 2011

if i clear my hdb housing loan now am i able to get the 80% loan for a private property?

0 • 2027 views 11 Answers

Iris Ng in Home Financing

asked on 9 Mar 2011

We are looking for another condo(2 bedroom) for investment. Price range around $650,000 to $700,000. Currently we are staying in a EC which is fully paid and more than 10 yrs. I would like to know how much can I loan for this new property and...

0 • 1431 views 11 Answers

Tang in Home Financing

asked on 25 Feb 2011

What is the ceiling margin for bank loan now? is it possible to get 90% loans?

0 • 1258 views 15 Answers

Fazli Ghani in Home Financing

asked on 21 Feb 2011

Hi, for DBSS can we aply for Staggered Downpayment Scheme & Contra Facility?

0 • 1242 views 7 Answers

Joe Chua in Home Financing

asked on 6 Mar 2011

Hi to all.

I own two private properties with no more outstanding loan. Am I qualify for 80% loan for 3rd property? Thank you.

0 • 981 views 7 Answers

Mark Wong in Home Financing

asked on 25 Feb 2011

If I can show the bank that I am in the process of selling my existing HDB flat (by showing them proof of an exercised option to purchase) but if I have not completed the full sale yet, will the bank still insist on a max loan of 60% or can I...

0 • 965 views 6 Answers

Jill Robinson in Home Financing

asked on 14 Feb 2011

Can I get an interest only mortgage for a condo I am non-singaporean Thanks

0 • 825 views

Natalie Ng in Home Financing

asked on 1 Mar 2011

Property loan taken in personal capacity versus company. Which one is cheaper?

0 • 816 views

Bankloans in Home Financing

asked on 25 Feb 2011

Hi! We have sold our existing private apartment and will buy another one soon. Can I check which banks have one of the the lowest interest rate - floating? A few years ago it was Standard Chartered and State Bank of India if I'm not wrong.

0 • 793 views

JC Sun in Home Financing

asked on 22 Feb 2011

My home loan is pre-paid reducing, already 8 years, if I renew the contract, due to bank said the interest rate 1.88% fixed two years, Is that a good choice? one is variable 2 yesrs lock in with 0.68%/1.68%/2.68%.., which one I have to choose?...

0 • 786 views 1 Answer

KO in Home Financing

asked on 18 Feb 2011

Current loan amount left for HDB flat is 157,000k with HDB @3.82% Interest rate for another 20 years. Should I refinance with bank for a lower interest rate. As they are many offers around. Thanks in advance

0 • 773 views

Nraj Vgiri in Home Financing

asked on 26 Feb 2011

Hi Guru,

If i sell my HDB, I would get 60K cash and 180K in CPF OA.I would like to ask if am able to buy a 3 bed room in the west.I am 46 years old.

Regs

0 • 759 views

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