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89758 Results Found

Guo You Hew in Home Financing

asked on 19 Dec 2010

I am confused about the reimbursement of Stamp duty. For example, if my stamp duty is $10000, and i pay in cash. The remaining 15% of the downpayment is $100k. If our CPF accounts have a total of $102k, will I get the reimbursement of $2k for...

0 • 6511 views 10 Answers

Lyn in Home Financing

asked on 17 Dec 2010

Hi, would like to check if stamp duty can be payable by CPF for private property? My understanding is, we will need to pay stamp duty in cash and thereafter CPF will reimburse you when u utilizes CPF for stamp duty. Is there a way to use CPF...

0 • 3541 views 11 Answers

Don in Home Financing

asked on 27 Dec 2010

I am a divorcee. I used my first HDB concessionary loan on a flat and have since sold it after getting a divorce. Now I am looking for a HDB resale flat with my fiancée who has not bought any properties. Our combine income is less than 8k....

0 • 2382 views 10 Answers

CondoQuery in Home Financing

asked on 16 Dec 2010

Hi,
Myself & Hubby are Singapore PR. We wud lik 2 buy condo at 700k. What percentage of loan can v get from Bank?

0 • 1736 views 8 Answers

hollyanne in Home Financing

asked on 24 Dec 2010

Hello

I have an existing HDB resale EA flat (in mature estate) with an outstanding loan with the bank, financing it via CPF. At the same time, I have a private condo which is going to TOP soon. I am wondering if I should :

1 - Rent out the...

0 • 1529 views 10 Answers

Suman Pradhan in Home Financing

asked on 13 Dec 2010

Can I get personal loan from bank to cover the 20% down-payment ? I swa somewhere in terms and conditions of home loan that 'You cannot use loan from any other bank to be used as down payment'.

PLs advise.
THanks.
Suman

0 • 1269 views 16 Answers

Taryn in Home Financing

asked on 15 Dec 2010

Hi,
I am single 27 year old Singapore PR. I would like to buy a private property because I am currently paying more than 1k in rent every month and do not want to continue to rent.

I have very little CPF and only 30k in savings and I know the...

1 • 1264 views 10 Answers

Jay Ong in Home Financing

asked on 13 Dec 2010

Hi Gurus,
i am searching for a EC to upgrade but lacks the complete 20% downpayment.
Can i book a unit before i sell off my current HDB which is fully paid? Or any other way to finance the payment without loosing my current flat?
Thanks!

0 • 1131 views 9 Answers

jo in Home Financing

asked on 23 Dec 2010

Hi,
My uncle, 60yrs old, retired & alone, working part-time to pass time, earning abt $1K/mth enough to cover daily expenses. He's the sole owner of a 5-rm hdb flat, fully paid.

Now he wishes to buy a small private condo (abt 500k) for...

0 • 982 views 6 Answers

Alexander Chua in Home Financing

asked on 12 Dec 2010

As a foreigner planning to invest a condo property in Singapore what are the requirements in applying for a loan and what is the interest rates and other charges.
Thank you.

0 • 949 views 6 Answers

Jeff in Home Financing

asked on 24 Dec 2010

Hi, me and my wife are SPR and plan to buy our very first house in sg. We would like to know the current cash downpayment in % for condo & HDB flat? Thanks

0 • 938 views 4 Answers

Anzley Hasnul in Home Financing

asked on 26 Dec 2010

Hi guru's... would like to know... If i want to sell away my flat at yishun Blk 772 4S newly simple Renovated With bath tub and 3 points hot tap on june 2010, Can i manage to sell at $370K? I only left $30k HDB Loan 1st time buyer and 2nd owner to...

0 • 929 views 7 Answers

depserate in Home Financing

asked on 9 Dec 2010

Hi Guru,

I have sold my flat this year at jurong with cash proceeds of over $90k. We had used the entire sum to pay off bad debts and losses that we had incurred.

Need your advice for the situation as follows:

1) our combined income is...

0 • 876 views 1 Answer

Sabrina in Home Financing

asked on 27 Dec 2010

Hi, i used to have bad credit rating and i have cleared and paid all those outstanding loans and credit cards payment recently. Is it possible for me to obtain a home loan from any bank now or in the next 6mths?

0 • 858 views 2 Answers

Investor for 2nd apt in Home Financing

asked on 11 Dec 2010

Hi Guru
I'm planning to invest in another 2nd small apt (500sq ft) for purpose of passive rental income. Currently I don't have the 30% downpayment but I was told that I can refinance my exiting apt to have excess cash for the 30% downpayment. If...

0 • 850 views

R Koh in Home Financing

asked on 10 Dec 2010

What is the approx monthly payment if I were to loan $800,000 from bank?I know the interest varies from bank to bank.Can I get a rough estimation from you experts.Thank you!

0 • 834 views 1 Answer

Particia in Home Financing

asked on 16 Dec 2010

I am currently living in hdb flat. Intend to sell current flat to upgrade to a condo. Sales of flat proceeds would subside financing of the condo so that I only need 50% of the bank loan. Can you advise me the timing of the sale of my current flat...

0 • 751 views 1 Answer

Johnny in Home Financing

asked on 23 Dec 2010

Dear All,
I had purchase a unit at Bukit Merah Area. And both me n my wife are at our late thirties and we have two kids. We dont do investment as we are low risk taker.
I have a question. If we can pay off the home without having to take loan....

0 • 646 views

Tiny in Home Financing

asked on 17 Dec 2010

I would like to buy a property with my partner. Can we use both CPF account to finance on top of cash?
We are both single btw.

0 • 625 views 1 Answer

Itan in Home Financing

asked on 11 Dec 2010

My parents are PR, they would like to buy a 3 room hdb for self stay. But they are not working, are they able to secure 80% loan, and I be their guaranto for the financing?

0 • 510 views 1 Answer

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