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89758 Results Found

Sahri Kasmuri in Home Financing

asked on 21 Jul 2010

What is capital refinancing and how does it work?

0 • 4580 views 8 Answers

Danny Thng in Home Financing

asked on 12 Jul 2010

I downgraded from a 5rm(HDB Loan) to a 3rm(HDB Loan) due to a no choice and quick pick from resale market. Right now, I want to move into another 3 rm flat, does that consider downgrading? I have already taken 2 HDB loans, can I get a third? Now...

0 • 2710 views 11 Answers

Kupta Anil in Home Financing

asked on 18 Jun 2010

Assuming I'm buying a condo unit at a purchase price of $1.4m when its market value is only $1m. Were I to pay $600k with my CPF funds and $50k with cash, will the bank loan me the remaining $750k, since anyhow it is still within 80% of the...

0 • 2422 views 10 Answers

Sharon Tan in Home Financing

asked on 25 Jun 2010

Hi, i need to take up a bank loan for my HDB flat, as i need to return 120k to my ex-husbands CPF as a result of the house transfer.

The HDB flat is fully paid up, however, due to the court order and me having to return the 120k (my own CPF...

0 • 2417 views 5 Answers

Sunny in Home Financing

asked on 24 Jul 2010

I owned a 5-rm HDB flat in AMK, montly $700 installment, remaining of 160k balance HDB loan to be settled. Next year June will reach 5 yr occupancy.

My question: is it possible to refinance my current property to buy second private property...

0 • 2301 views 7 Answers

HomeBuyer in Home Financing

asked on 1 Jul 2010

Hi,

I am keen to buy a condo unit in D21, which is ~$1.3M.

I plan to finance it with a 80% bank mortgage, and use my CPF OA to reduce the 20% downpayment required.

The issue is that I have a cash shortfall of ~$50-60k in Dec 10, in order...

0 • 1852 views 9 Answers

R S in Home Financing

asked on 11 Jun 2010

I am buying an HDB flat in resale market, and I would like to know how much cash & by what time-line I should keep ready for proceeding with the transaction. Given below details, can you advise me plz.
Transaction price - 450000
Val price -...

0 • 1413 views 10 Answers

Lim Calissa in Home Financing

asked on 19 Jul 2010

Hi, my husband and I currently have a 4 Room HDB Flat under both of our names. If we intend to get a private property, and he is buying the pte property with his name solely, would it affect his loan application if I have my own personal loan...

0 • 1335 views 7 Answers

Chris R in Home Financing

asked on 12 Jul 2010

hi Gurus,
I am a PR and need to take 80% valuation price as bank loan for buying a hdb resale flat. ie 280k. Apart from this 80% bank loan i need another 35k personal loan to pay my COV. My Annual income is 50k. Am i eligible for both the loans...

0 • 1269 views 11 Answers

Andrew Chin in Home Financing

asked on 28 Jun 2010

Hi,

I am keen to sell my 3 room HDB flat and look for a 4 room flat. So I need advice what are the monetary related matters involve when I sell my current flat (under bank loan for abt 2 years now)? I need this figure so that I can adjust my...

0 • 1261 views 7 Answers

Mightyleftfoot in Home Financing

asked on 6 Jul 2010

Can the experts here give me some pointers?
I have an EA HDB currently bought abt $325K 5 yrs ago. Now, the resale price is hovering above $500k. I do not have much cash on hand. If I plan to upgrade to a resale condo, say $750K, how much cash...

0 • 1200 views 11 Answers

over_board in Home Financing

asked on 17 Jul 2010

Hi, I need some advice about the financial aspects on property investment. Intend to purchase a condo unit to lease. My monthly gross salary is about $5600 and I currently have about $80k in my cpf + another $80k in cash. What is the budget that...

0 • 1132 views 11 Answers

Dilemma in Home Financing

asked on 12 Jun 2010

Hi,
I'm a first time property buyer and I'm currently in a dilemma as to whether I should purchase from HDB or buy a condo. My husband is a foreigner and in the process of applying for his PR status by end of the year. In the meantime, he has no...

0 • 1064 views 5 Answers

Buyer in Home Financing

asked on 10 Jun 2010

Dear gurus, i own a hdb with an outstanding loan of abt $200k. If i were to buy another condo for investment, will the banks take my existing $200k loan into consideration?

0 • 964 views 8 Answers

lizardo in Home Financing

asked on 13 Jul 2010

I currently own a E-Condo for which I have paid down the loan to below $75,000. Is it possible to refinance the loan to say $200,000, and extract the cash component? Presuming the cash extracted is returned to CPF, would I still be able to use...

0 • 826 views

YT in Home Financing

asked on 22 Jul 2010

Is it still possible nowadays to obtain more than 80% financing for new projects?

0 • 809 views 1 Answer

Fiq in Home Financing

asked on 12 Jun 2010

Hi Guru, my wife and I 1st timer are looking for a 4room flat valuation @330k COV max @13k. HLE 382k and its gonna valid soon ard early august. Location prefered west area bt btk or cck. Not really concern on design & build, low or high flr...

0 • 781 views

John in Home Financing

asked on 30 Jul 2010

I would like to know is it possible to get bank loan if one still own bank but able to finace more than 50% of the new flat thru CPF fund and monthly CPF is more than enough to cover installment. Thanks

0 • 760 views 1 Answer

April in Home Financing

asked on 30 Jun 2010

Hi, I am buying a 5rm HDB (first appointment with HDB in Aug). My agents have advised me to take the HDB loan which is currently has higher interest rate than banks. I would like to know whether it makes sense and what good packages are available...

0 • 753 views

Lim Yong peng in Home Financing

asked on 17 Jul 2010

Buying overseas property.
Experts have have deliberated that for buying investment properties, the little or no-money down payment method was one of the good options as compared to the P/I financing method. The I/O method, gives investors...

0 • 599 views 2 Answers

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