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89758 Results Found

CEJAY LEAN in Home Financing

asked on 9 Feb 2009

How much cash I need on hand? Hi gurus, I'm currently selling my HDB unit and hunting for pte condo. I plan to use anticipated profit from HDB sale and cash on hand for the purchase. If I see a condo unit tat I like and wish to make an offer...

0 • 2367 views 10 Answers

William YEO in Home Financing

asked on 10 Apr 2009

My private condo (own stay) is currently financed by DBS bank. I am thinking to pledge my existing property to get extra cash for other investment. Is this possible? DBS bank called this as Term Loan but they told me that current valuation of my...

0 • 2360 views 10 Answers

Kok Hui Heng in Home Financing

asked on 10 Apr 2009

Hi, I would like to know the maximum loan (in %) a bank can offer for a new condominium unit.

0 • 2079 views 11 Answers

wengyie chan in Home Financing

asked on 5 Feb 2009

Can I use CPF to pay for 100% for the purchase of a Condo without any out-of-pocket expenses?

0 • 1825 views 8 Answers

slumdog in Home Financing

asked on 13 Apr 2009

I plan to upgrade to condo but need to do the maths..Am currently staying at 5RM HDB at Yew Tee. Still owe bank 220K. Valuation+Cash if selling the flat now maybe 360K. I have ~40K in CPF. Can I afford to upgrade to a condo? If yes, what price...

0 • 1525 views 9 Answers

carameldansen in Home Financing

asked on 13 Jan 2009

Hi, I am interested in looking for a 4-room flat in Woodlands at around 250k to 300k. My husband and I are trying to apply for a loan of 200k from HDB but we are not sure if it will be approved as he recently became self-employed. He does not have...

0 • 1444 views 11 Answers

terrence EP in Home Financing

asked on 23 Dec 2008

Hi Guru

I am now looking for re-finance for my housing loan. can seek your advice
1. The current housing rate (sibor) is 1plus % and wonder your forseen the sibor rate will goes down or up within next 2 years ?
2. Which bank offer the best...

0 • 1434 views 10 Answers

kong yew teh in Home Financing

asked on 13 Apr 2009

I would like to clarify the below information i read from property guru resources website under HDB finance system category. Is this grant provided by HDB? What's the different from the SGD$30000/$40000 HDB family grant?

First Time Home...

0 • 1401 views 11 Answers

Lynn Riz in Home Financing

asked on 24 Feb 2009

I am 29yrs old and my husband is 32 yrs old. We intend to buy a resale EC. What is the maximum years of loan can we be granted?

0 • 1389 views 10 Answers

Keave POH in Home Financing

asked on 24 Feb 2009

If i was approved a loan on deferment basis in 2007 for a condo that TOP in end 2009.

1. Will the bank re-evaluate the condo's value towards TOP date and reduce the loan to me even though it was approved and agreed in 2007?
2. If yes, what's...

0 • 1331 views 11 Answers

Hui Lin Lim in Home Financing

asked on 16 Mar 2009

There are numerous references made of 35% of gross income being the typical ceiling for total loan instalments. What it doesn't explain is whether the 35% includes mortgage instalments from the CPF account. So take an example of a couple with...

0 • 1319 views 10 Answers

Ivan Phay in Home Financing

asked on 10 Mar 2009

Hi, i would like to know if i buy a private property at 1.2M loan and the next 2 day i sold the property off to another person at 2M. will i make the profit of 0.8M or will i suffer a loss due to interest from the bank? and are there any fees that...

0 • 1298 views 7 Answers

AT TAN in Home Financing

asked on 18 Feb 2009

I am interested in a condo unit but am concerned that it is already 32 years old. Considering that it is a leasehold 99 years unit, if supposing I stay for 5 years or longer, the unit will already be almost 40 years old.

My question is: Will...

0 • 1050 views 6 Answers

Dennis Ong in Home Financing

asked on 12 Feb 2009

Dear Guru,

I'm a co-owner of a pte landed property and I've used my CPF to help pay-off the mortgage.

Can I use my CPF Savings again to buy a 2nd pte property? For eg, paying for 10% of the purchase price and stamp fees?

If I can, is...

0 • 981 views 6 Answers

ZSM in Home Financing

asked on 17 Mar 2009

Hi,
We are 49 yrs, Singaporean, HDB home owners almost fully paid. We are looking into buying of freehold property in the range of 300K and rent it out. We have about 35K in CPF. What is the cash need upfront and is it possible to get a...

0 • 972 views

Kelvin in Home Financing

asked on 4 Feb 2009

It may be an individual case to case basis question to ask, but may I ask, what is a rough estimate that banks loans up to in terms of percentage of property price at this present moment of recession and the extend that banks allow for individual...

0 • 964 views 1 Answer

A THWE KYAWT in Home Financing

asked on 21 Mar 2009

Hi,
I would like to know about Home Financing. If I want to buy HDB re-sale,which one do I need to do first the following two facts?
Should I contact with house agent to look for a house or should I cantact with bank for house loan?

0 • 859 views

Eric Lim in Home Financing

asked on 3 Apr 2009

Me and my wife just got PR last year. Interested to get a HDB flat. However, have little cash in hand. Target at Jurong west / east area. Can I get loan from HDB since I am first time buy HDB flat.

0 • 820 views

Asim Qureshi in Home Financing

asked on 5 Mar 2009

I wanted to know if it's possible to buy property in Singapore with islamic (shariah compliant) finance?

Thanks

0 • 760 views

Ling in Home Financing

asked on 13 Apr 2009

Hi there, my parent currently have this outstanding housing bank loan where i would like to take over.
Understand that i need to so called "buy over" the unit, arrange for valuation etc.
Can i use CPF to pay off the loan and what are...

0 • 733 views

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