AskGuru Q&A Community

Hi Johann, I believe now is a good time to do some recce and start shortlisting your next property. Once you have your shortlist, you can keep track of the development or area in term of market trend and look out for your next choice unit. My suggestion is to engage an agent to go through your financial planning and timeline for your sales and purchase first before deciding on which type of property to go for and then start your hunt. Do drop me a E mail or text for a more detailed discussion on your property plans.
Cheers
Rix Jim
 9687 1379 
rix.jim@hotmail.com
Propnex Read More

Hi,

For the financial breakdown, I will be glad to illustrate to see if it will be worthwhile for the upgrade. It depends on whether you are taking a HDB loan (90% of price) or Bank loan (80%).

The timelines have to be managed carefully to ensure a smooth transition, be it in the financial aspect as well as the convenience aspect of only needing to move once.

It is a good time to concurrently search for the new place and start to market the unit as it takes on average about 3-6 months to find a reasonable offer and to find a unit you like for upgrade.

Thanks and hope to have the opportunity to work with you.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Www.ivanng10.com Read More

Morning Johann,

Depending on your financial standing, it might be a good time to start marketing now if you require fundings from your sales to facilitate the purchase. I would be glad to assist you on the financial computation and advice you accordingly.

Do contact me for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Johann,
It will be best to sell then buy in the current market. Of course, best to work out the financial plan so you have a idea of the cash flow. Please drop me an email for me to illustrate the sell and purchase cost breakdown.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi Mr Oh,

You need to have ready, clear and precise financial calculations flow and marketing plans timeline in order to facilitate a smooth process.

In contra- selling and buying, it is key to appoint someone who takes full responsibility- to take care of all technical aspects of selling and purchase and of course, advise you on your options after working out your financial calculations cash flow and loan matters. This way we can expedite, and attain the best possible price via the right set of skills, expertise, knowledge, marketing strategies and tools as well as negotiation skills, especially in this sluggish and demanding market.

Do give me a ring at 96659926  and we can discuss more comprehensively!

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com.
contactdkumarrai@gmail.com

About Me-

ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2014 Overall Top Achievers
2014 December ERA Top Achievers
2014 3rd Quarter ERA Top Achievers
2014 August ERA Top Achievers
2014 September ERA Top Achievers Read More

Good afternoon Johann,

I will suggest to do the financial calculation for sale first so you will have a better idea what kind of property (resale HDB, EC or PC) will fit your budget.

In order to do, I need more information from you:

1) CPF OA utilised plus interest
2) current balance CPF OA funds
3) outstanding loan
4) cash on hand

By the way, due to current market conditions, I will advise you to put your property up for sale probably 1 to 2 months before MOP because it takes a longer time to dispose off a resale HDB nowadays. But do take note that you are only able to issue OTP on/ after MOP date.

You can start looking at a new place probably 1 month before MOP but only purchase it after your HDB buyer exercise the HDB OTP.

Not to worry, I will guide and advise you along the way.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More