5 Answers

Daniel Tan
Hello Mr Chen!
Good day to you!
I'm Daniel Tan from Huttons.

Based on your staying period of 3 to 5 years. I will definitely recommend you to purchase than to rent a place if financially allows you to do so.

Buying a place will give you and your family more flexibility, as you do not have fear that the landlord will ask you to move out or increase your rent when your fix term lease is up.

Based on currently low interest rate, the mortgages you will be paying for a unit will definitely lower than the rental you are going to pay. As you will be looking to stay for around 4 years, by 4 years time you do not have to pay any seller stamp duty in the event you decide to sell your unit.

Currently the market is in favor of the buyers, therefore you can get very good deals in the market if you are interested to get a unit.

Please feel free to contact me and share with me more on your requirements and needs so as to allow me to better assist you.
Hope to hear from you soon.
Any other queries?
Please feel free to contact me for a non obligated discussion on how I can assist you with your real estate needs.

Have a great day ahead.

Best Regards
Daniel Tan
Huttons Asia Pte Ltd
(+65) 94775100
daniel.tck@outlook.com Read More


CK Ang
Hi, to avoid addition cost on seller stamp duty, you need to hold the property at least 4 years. Let me share with you the financial work out for both rent and own. This will help you to decide which option to go for.

I am reachable at my mobile or email.

CK Ang
9046 3808
res.ckang@gmail.com Read More


YT Tan (陈永达)
Good evening Wie,

Purchase will definitely be a better choice compared to rental since you are going to stay for that long in Singapore and it will depends whether are you financially capable of doing so.

To purchase a private property, you need to fork out an initial outlay of at least 23% of purchase price upfront if provided you can obtain a 80% bank loan.

Maybe you can share more information about your situation so I will be in a better position to advise you.

Hope to hear from you soon! Have a great holidays ahead! Cheers!

YT Tan
ECG Property
9111 5171
Yt.lovelyhomes@gmail.com Read More


Tricia Tan 陈丽子
Hi Mr Chen, if you are staying for more than 3yrs, purchase will be a better option. Otherwise you can choose to lease for 3yrs if you are intending to only stay for short term.
Let me assist you in settling down.
Do give me a call or sms at 91442664 for further discussion.
Look forward to hear from you.
Tricia Tan 91442664 Read More


Geryl Lim
Dear sir/madam,

Although the seller stamp duty is applicable for properties sold within 4 years of acquisition currently, I would like to estimate that at the end of your 3rd year here in Singapore, you could probably look at decent resale price for this property to offset the seller stamp duty applicable. On top of that, your monthly payment to the apartment will be recovered should you decide to sell upon your departure from Singapore or perhaps continue to rent it out for passive income, thus it is definitely better to buy than lease.

Let me know how I may assist you further.

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Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565/+65-92787772
Email: geryl7772@gmail.com

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