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Is it complusory for tenant to engage property agent or related party for Conduct Due Diligence (CDD) of the tenant before signing agreement for HDB unit leasing? Can this be done by tenant themself or need to engage related party? Or landlord agent will be responsible for CDD of the tenant?
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5 Answers

Hi,
If you are leasing a property from a LL, the onus is on the LL and his agent to do the CDD on their tenants. If anything goes wrong, ICA will go after the LL and his agent.

Please contact me so that I can be of further assistance.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More
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✔ 1 It is **not compulsory** for a tenant to engage a property agent to conduct Due Diligence before renting an HDB unit.

✔ 2 A tenant may carry out basic checks personally, such as verifying the owner and ensuring the flat is approved for rental under HDB rules.

✔ 3 When a landlord has appointed an agent, the agent will usually perform tenant screening and submit the required details to HDB.

✔ 4 If both parties proceed without agents, the landlord normally handles the tenant registration and rental approval with HDB.

✔ 5 Engaging an agent is optional but can help with proper documentation, compliance checks, and smoother handling of the tenancy process.

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If the tenant is unrepresented, it would be the landlord agent that has to do CDD for the unrepresented tenant.

There are separate forms and protocols to follow in such an instance. Feel free to reach out if you need help.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
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At the end of the day, if you are unfamiliar with the legislative requirements for a transaction, it is better to engage the services of an agent to look into these aspects of the transactions then to do something wrong and may get into some dire consequences, or worse, unfavourable terms and conditions of rental.

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1
For HDB leasing in Singapore, it is not compulsory for tenants to engage a property agent or any related party to conduct due diligence (CDD) on the unit or landlord. Here’s how it usually works:



1. Tenant’s Responsibility
• Tenants can conduct their own checks before signing:
• Verify the landlord’s ownership of the HDB unit (via HDB records).
• Ensure the lease complies with HDB rules, including minimum rental periods, family member occupancy, and maximum tenant numbers.
• Check the unit condition and inventory.
• This is often sufficient for straightforward leases.



2. Landlord / Agent Responsibility
• If a landlord engages an agent, the agent typically handles:
• Tenant screening (proof of identity, employment, references).
• Rental agreement preparation in compliance with HDB rules.
• Ensuring HDB approval for subletting is obtained if required.
• Agents do not transfer legal responsibility to the tenant; the tenant must still do basic checks themselves.



3. When CDD Is Recommended
• Larger transactions or commercial leases may benefit from a formal CDD or background check.
• Tenants may hire a lawyer or third-party service if they want extra assurance, but it is optional.



✅ Summary:
• Not compulsory to engage an agent or related party for CDD.
• Tenants can do due diligence themselves.
• Landlord’s agent usually conducts tenant screening, but final responsibility still lies with the tenant. Read More
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