Hi Kamini,
Currently in Singapore, as long as your HDB flat fulfill the respective Minimum Occupation Period, you are absolutely eligible to buy a condo.
If it's BTO, you need to wait for 5 years. If it's a resale HDB flat bought from the open market, it's depends on your completion date.
May I know when do you purchase your HDB flat?
As you are a PR, you will be subject to Additional Buyer's Stamp Duty of 3% as the next property purchase will be your second but you can apply remission from IRAS.
If you dont have any outstanding loan, you are eligible to loan up to 80% of the valuation/ purchase price.
Downpayment will made up of 5% cash and 15% CPF.
I will love to assist you in your property purchase!
Looking forward to hear from you soon!
Warmest Regards,
YT Tan
ECG Property
M:
(+65) 9111 5171
E: yt.lovelyhomes@gmail.com
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