Hi Zann,
You will need to engage a law firm in this matter. Based on the limited info shared and some assumptions made, you have to buy over her share and pay the stamp duties based on the market value transferred, refund her CPF utilized+accrued interest, and also pay any bank cancellation fees. Legal fees are also applicable for the above services. Seller's Stamp Duty may also be applicable if ownership duration is less than 4 years.
May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.
Warm Regards,
Ivan Ng Realtor
ERA Senior Marketing Director
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