4 Answers

Hi,

For foreigners the max bank loan is max 80%, subject to bank approval. For the downpayment its 20% of purchase price, and the stamp duties and legal fees total will be 18% of purchase price approx. Hence approx S$ 304k .

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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Hi, assuming that you are able to loan 80% from the bank, your cash up front will be at 38% of the purchase price.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
0
Hi,

The purchase breakdown is as followed:
-5% CASH ;deposit and exercise
[1% deposit AND 4% upon exercise]
-15% CPF (or cash if insufficient)
-3% Buyer Stamp duty; BSD (Can utilise CPF if you have enough funds)
-15% Additional BSD (Can utilise CPF if you have enough funds)
-Legal fee = $ 2,000~$3,500 dependent on individual legal firm.

Perhaps you can contact me at 96659926  for a non obligatory discussion for me to understand your requirements , specifications as well as finances on hand (Cash/CPF amalgamation) to be in a better position to conduct the financial calculations plan with payment breakdown timeline - in order to shortlist and construct a customised list of units in line with your requirements to explore, for you perusal.

The purchase of private property requires no agent fees and as such- I will walk you through the entire process from selecting developments/ units , arranging viewings, handling bank/loan liase, prepping the financial plan and timeline, as well as arrange for your legal processing matters and all paperwork at no cost. Furthermore, I will take the opportunity to run you run through :
(1) Key Financial Loan approval process for purchase (IPA) + Financial Computations/ Payment Breakdown
(2) Offer insights to the property market outlooks
(3) Explain the entire purchase procedural framework involved - what happens post option to purchase (OTP) , step by step
(4) Computing and sharing past and present transaction caveats, illustration of price analysis as well as churning a customised sales report with projected returns/ future approx capital gains % for you to observe and understand the value and residential capital appreciation yield. Thank You!

Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014-2017 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2017 Read More
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Hi,
Base on max 80% loan, the down payment is 20% + 3% SD + 15% ABSD + 2K of legal fee. Please drop me an email for me to assist you to compute the estimated max loan amount and the cost breakdown.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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