Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Anonymous in Home Financing

asked on 31 Dec 2020

Should I take an HDB loan or a bank loan?

0 • 148 views

Anonymous in Home Financing

asked on 31 Dec 2020

What documents are needed for a home loan application?

0 • 353 views 1 Answer

Anonymous in Home Financing

asked on 31 Dec 2020

My cpf OA has $180k, i hv a hdb now with balance $50k loan repayment over next 30 years. I am below 55yrs old. Does it mean i can now use about $180k - BRE $60k = $120k to fund another property purchase? I m looking at a yet to TOP project.

0 • 348 views 3 Answers

Anonymous in Home Financing

asked on 31 Dec 2020

When bank offer mortgage loan do they care if all the owners hold different amount of shares (tenancy in common)? Do they then require each owner to pay the proportion of loan according to the amount of shares owned? Eg. If i own 40% do i only...

0 • 385 views 4 Answers

Anonymous in Home Financing

asked on 30 Dec 2020

My husband owns a private property. If i am included as tenant in common of lets say 10% and one day we divorced, how do i exit the property, by selling my 10% back to him? Does it mean he then have to pay my cpf for whatever i paid using my cpf?

0 • 116 views 3 Answers

Anonymous in Home Financing

asked on 21 Dec 2020

Basic how u needed to process house loan

0 • 171 views 5 Answers

Anonymous in Home Financing

asked on 19 Dec 2020

Hi, I am 51 and 10 year PR (my wife PR not working) , I consider of buying a HDB with a price of 500K, i would need 300K loan from the bank. But I found out that there is a MSR 30% to my salary (pm = 5000.00 SGD). which would result to be only...

0 • 236 views 5 Answers

Anonymous in Home Financing

asked on 18 Dec 2020

How much should I pay for a condo in Singapore?

0 • 163 views 1 Answer

Anonymous in Home Financing

asked on 18 Dec 2020

How much do I have to put down for a condo?

0 • 97 views

Anonymous in Home Financing

asked on 17 Dec 2020

Hi, my bto ballot was successful and the waiting period for completion is 5-6 years. Few questions to ask: 1. Have current flat to dispose nearer to bto completion (complete Q32025) but lease agreement for bto is 4-5 months time. Which means some...

0 • 225 views 1 Answer

Anonymous in Home Financing

asked on 16 Dec 2020

Hello, my husband and I are planning to decouple in the future and I read that if that’s the plan, you can reduce the ownership of 1 party to a smaller percentage to avoid incurring a hefty stamp duty when you sell to your partner. My...

0 • 435 views 9 Answers

Anonymous in Home Financing

asked on 6 Dec 2020

Hi, I am currently staying in a 4 room HDB which I can sell anytime and stay with my parents while waiting for the new house. My HDB is currently 6 years old and has a price tag of about $530k, outstanding loan of about $150k Me and my spouse is...

0 • 240 views 6 Answers

Anonymous in Home Financing

asked on 3 Dec 2020

I am buying an EC under deferred payment scheme, and I am paying the first 20% by cash. I would like to use Cash + 30K EC Housing Grant for the first 20%, and only secure a loan when TOP. My question is - does using the 30k CPF EC Housing Grant...

0 • 1009 views 4 Answers

Anonymous in Home Financing

asked on 30 Nov 2020

Hi, I have an IPA from bank (two months back). Due to unforeseen situation, my cash was used and now I don't have enough for the downpayment. I intend to take a personal loan to cover the shortfall and I am still within the 60% TDSR. Will this...

0 • 808 views 4 Answers

Anonymous in Home Financing

asked on 30 Nov 2020

How much cash do I need to have if the property valuation is at 630K and the selling price is 725k. We have a combined CPF of 70K in our ordinary accounts.

0 • 543 views 4 Answers

Anonymous in Home Financing

asked on 30 Nov 2020

Hi, We are PR couple and eligible to buy HDB resale flat. Can anyone please to advise how much cash that we need to prepare to buy our first home with bank loan for up to 75% for price of 500K? Current estimated cpf have 100k. Thanks

0 • 202 views 3 Answers

Anonymous in Home Financing

asked on 29 Nov 2020

Hi, I have an existing loan with a co-op (co-operative) e.g. such as NTUC Union co-op. Do I need to declare this for my mortgage loan application? If yes, then will it affect my TDSR calculation?

0 • 261 views 1 Answer

Anonymous in Home Financing

asked on 20 Nov 2020

Can banks clawback the Letter of offer? Is it considered secure to exercise my options?

0 • 522 views 2 Answers

Anonymous in Home Financing

asked on 18 Nov 2020

I own a private condo and come next year, I would like to use my partner cpf to make one-time partial payment, so may i know what is the procedure between me and my partner, thanks a lot!

0 • 115 views 3 Answers

Anonymous in Home Financing

asked on 17 Nov 2020

Hi, I am single buyer looking to buy a resale flat in Sengkang. I would like to seek some clarification on financial eligibility, and here is some of my current situation: 41 years old Looking to sell my current 4A room flat in Hougang (joint...

0 • 138 views 8 Answers

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