Morning,
Did you purchase your unit with HDB grant? Or did your purchase it with bank loan? This would determine your MOP period which means you might still not be eligible to sell.
As for selling first or buying first, it would also depend on your preferred lifestyle, what location and requirements you have for the particular project which you want to purchase, what selling price are you looking at and the location of your unit.
There's no hard and fast rule as to sell first or buy first. It's tailored to your requirements. Your salesperson will then work on the timing for your sales and purchase.
Since you are buying resale condo, you need to get the principle of approval from bank, to know how much loan you can get. Hunting of unit till you get the suitable one. 1% Option fee to the seller and 9% Exercise fee to lawyer, if you are granted 60% loan. As for the rest, the lawyer will settle the paperwork and bank will disperse out the money as required.
Do feel free to contact me if you require further assistance.
Regards
Mike Lim
96929209 ERA
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